Mid-Hudson Valley Federal Credit Union Visa Platinum
Not enough votes for recommendation
Would you recommend Mid-Hudson Valley Federal Credit Union Visa Platinum to your friends?
| Purchase APR (Variable APR) |
7.49% - 10.49% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
7.49% - 10.49% (Verified 08/04/2023) |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Mid-Hudson Valley Federal Credit Union Visa Platinum Review
This is a card issued by Mid-Hudson Valley Federal Credit Union. If you're wondering whether Mid-Hudson Valley Federal Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- Competitive APRs. Mid-Hudson Valley Federal Credit Union Visa Platinum has a variable purchase APR that ranges from 7.49% up to 10.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Mid-Hudson Valley Federal Credit Union Visa Platinum
| The Good | The Bad |
|---|---|
|
|
Mid-Hudson Valley Federal Credit Union Visa Platinum FAQ
Does Mid-Hudson Valley Federal Credit Union Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Mid-Hudson Valley Federal Credit Union Visa Platinum benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Mid-Hudson Valley Federal Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Mid-Hudson Valley Federal Credit Union Visa Platinum has a variable purchase APR that ranges from 7.49% up to 10.49%. The card has a variable balance transfer APR that ranges from 7.49% up to 10.49%. It also has a variable cash advance APR that ranges from 7.49% up to 10.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Mid-Hudson Valley Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | Starting at 0% |
| Balance Transfer Introductory APR | 1.99% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 7.49% - 10.49% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does Mid-Hudson Valley Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 1.99% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.
What are the fees for Mid-Hudson Valley Federal Credit Union Visa Platinum?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | Starting at $ up to $35 |
| Late Payment Fee | Starting at up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Mid-Hudson Valley Federal Credit Union Visa Platinum have a foreign transaction fee?
Mid-Hudson Valley Federal Credit Union Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Mid-Hudson Valley Federal Credit Union Visa Platinum?
The Mid-Hudson Valley Federal Credit Union Visa Platinum customer service number is (845) 336-4444.
What is the support contact email for Mid-Hudson Valley Federal Credit Union Visa Platinum?
The support contact email for Mid-Hudson Valley Federal Credit Union Visa Platinum is contactus@mhvfcu.com.
What is the Mid-Hudson Valley Federal Credit Union Visa Platinum login page?
You can access the Mid-Hudson Valley Federal Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of Mid-Hudson Valley Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mid-Hudson Valley Federal Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Mid-Hudson Valley Federal Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mid-Hudson Valley Federal Credit Union Visa Platinum
- Visit the Mid-Hudson Valley Federal Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1099 Morton Blvd, Kingston, NY 12401, US
Kingston, NY 12401 USA - (845) 336-4444
- Visit Site
- Email Support
Other Services by Mid-Hudson Valley Federal Credit Union
Other Credit Cards by Mid-Hudson Valley Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend Mid-Hudson Valley Federal Credit Union Visa Platinum to your friends?
Other Credit Cards
- AMEX National Bank Blue Cash Preferred Credit Card
- BECU Boeing Visa Credit Card
- Bethpage FCU Be You Rewards Credit Card
- Carpet One Floor & Home Credit Card
- Coastal Federal Credit Union Rewards Visa Credit Card
- Florida Credit Union Platinum Rate Credit Card
- Granite CU Visa Platinum Rewards
- Keys Federal Credit Union Visa Signature Rewards
- Nusenda Credit Union Platinum Cash Rewards Credit Card
- Premier Members Credit Union Student Visa Credit Card
- Sam Ash Credit Card
- X1 Credit Card
