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  Northrop Grumman FCU Signature Rewards Visa Card
Northrop Grumman FCU Signature Rewards Visa Card Unaffiliated

Northrop Grumman FCU Signature Rewards Visa Card

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Highlights
Purchase APR 12.24%
Balance Transfer APR 12.24%
Credit Score Range 680 - 850
Annual Fee $0

Northrop Grumman FCU Signature Rewards Visa Card Review

This is a credit card issued by Northrop Grumman FCU. If you're wondering whether Northrop Grumman FCU Signature Rewards Visa Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Northrop Grumman FCU Signature Rewards Visa Card has a variable purchase APR of 12.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 0.5% Balance transfer fee. Northrop Grumman FCU Signature Rewards Visa Card charges a fee of 0.5% on balance transfers. For example, a balance of $1,000 could cost $5 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Northrop Grumman FCU Signature Rewards Visa Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • No foreign transaction fee.
  • Northrop Grumman FCU Signature Rewards Visa Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 0.5% balance transfer fee.
Northrop Grumman FCU Signature Rewards Visa Card FAQ

Does Northrop Grumman FCU Signature Rewards Visa Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Northrop Grumman FCU Signature Rewards Visa Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Northrop Grumman FCU Signature Rewards Visa Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Northrop Grumman FCU Signature Rewards Visa Card has a variable purchase APR of 12.24%. The card has a variable balance transfer APR of 12.24% . It also has a variable cash advance APR of 12.24% .

Does Northrop Grumman FCU Signature Rewards Visa Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Northrop Grumman FCU Signature Rewards Visa Card have an intro APR offer on new purchases?

Northrop Grumman FCU Signature Rewards Visa Card Purchase Intro Offer
Description
Introductory Rate 4.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 4.99% on qualified purchases for a period of up to 6 months.

What are the fees for Northrop Grumman FCU Signature Rewards Visa Card?

The following fees apply:

  • An overlimit fee of $25.
Northrop Grumman FCU Signature Rewards Visa Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $25
Foreign Transaction Fee 0%
Returned Payment Fee $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Northrop Grumman FCU Signature Rewards Visa Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Northrop Grumman FCU Signature Rewards Visa Card?

The support contact email for Northrop Grumman FCU Signature Rewards Visa Card is memberservices@ngfcu.us.

What is the Northrop Grumman FCU Signature Rewards Visa Card login page?

You can access the Northrop Grumman FCU Signature Rewards Visa Card login page here.

How do people rate the customer service and user experience of Northrop Grumman FCU Signature Rewards Visa Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Northrop Grumman FCU Signature Rewards Visa Card report your account activity to credit bureaus?

Yes, Northrop Grumman FCU Signature Rewards Visa Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Northrop Grumman FCU Signature Rewards Visa Card

  • Visit the Northrop Grumman FCU Signature Rewards Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About Northrop Grumman FCU Signature Rewards Visa Card

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View all credit cards offered by Northrop Grumman FCU

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 4.99%
Purchase Intro APR Period 6 months
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $5 - $75
Minimum Interest Charge $2
Over-Limit Fee $25
Returned Payment Fee $20
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • Travel
  • Every Purchase
Cash Advance APR 12.24%
Balance Computation a method called “average daily balance (including new purchases).”
Purchase APR 12.24%
Balance Transfer APR 12.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 0.5%
Card Type
  • Rewards
Card Network Visa

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