People's United Bank Mastercard® Platinum Card
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| Purchase APR (Variable APR) | 9.49% - 27.49% |
| Balance Transfer APR (Variable APR) | 9.49% - 27.49% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 - $50 |
People's United Bank Mastercard® Platinum Card Review
This is a credit card issued by People's United Bank. If you're wondering whether People's United Bank Mastercard® Platinum Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 20 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 20 months.
- Competitive APRs. People's United Bank Mastercard® Platinum Card has a variable purchase APR that ranges from 9.49% up to 27.49%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $50 for the privilege.
- 3% Balance transfer fee. People's United Bank Mastercard® Platinum Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of People's United Bank Mastercard® Platinum Card
| The Good | The Bad |
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People's United Bank Mastercard® Platinum Card FAQ
Does People's United Bank Mastercard® Platinum Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the People's United Bank Mastercard® Platinum Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for People's United Bank Mastercard® Platinum Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.People's United Bank Mastercard® Platinum Card has a variable purchase APR that ranges from 9.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 9.49% up to 27.49%. It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does People's United Bank Mastercard® Platinum Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 20 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 20 months |
| Balance Transfer APR | 9.49% - 27.49% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does People's United Bank Mastercard® Platinum Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 20 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 20 months.
What are the fees for People's United Bank Mastercard® Platinum Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $0 up to $50 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $41 |
| Late Payment Fee | up to $41 |
Does People's United Bank Mastercard® Platinum Card have a foreign transaction fee?
People's United Bank Mastercard® Platinum Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for People's United Bank Mastercard® Platinum Card?
The People's United Bank Mastercard® Platinum Card customer service number is (800) 894-0300.
What is the support contact email for People's United Bank Mastercard® Platinum Card?
The support contact email for People's United Bank Mastercard® Platinum Card is socialmedia@peoples.com.
What is the People's United Bank Mastercard® Platinum Card login page?
You can access the People's United Bank Mastercard® Platinum Card login page here.
How do people rate the customer service and user experience of People's United Bank Mastercard® Platinum Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does People's United Bank Mastercard® Platinum Card report your account activity to credit bureaus?
Yes, People's United Bank Mastercard® Platinum Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for People's United Bank Mastercard® Platinum Card
- Visit the People's United Bank Mastercard® Platinum Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
850 Main Street
Bridgeport, CT 6604 USA - (800) 894-0300
- Visit Site
- Email Support
Other Services by People's United Bank
Availability
- Connecticut
- Massachusetts
- Maine
- New Hampshire
- New York
- Vermont
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 20 months |
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