Last Updated: 07/28/2025
Brotherhood CU College Real Rewards Card
Unaffiliated
in Credit Cards from Brotherhood Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 07/25/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 07/25/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Brotherhood CU College Real Rewards Card Review
This is a rewards card issued by Brotherhood Credit Union. If you're wondering whether Brotherhood CU College Real Rewards Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Brotherhood CU College Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Brotherhood CU College Real Rewards Card
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Brotherhood CU College Real Rewards Card FAQ
Does Brotherhood CU College Real Rewards Card have a cash back or rewards program?
Brotherhood CU College Real Rewards Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Brotherhood CU College Real Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Brotherhood CU College Real Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Brotherhood CU College Real Rewards Card benefits?
Brotherhood CU College Real Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Brotherhood CU College Real Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Brotherhood CU College Real Rewards Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Brotherhood CU College Real Rewards Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 5% for a period of 3 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 3 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Brotherhood CU College Real Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Brotherhood CU College Real Rewards Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Brotherhood CU College Real Rewards Card have a foreign transaction fee?
Brotherhood CU College Real Rewards Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Brotherhood CU College Real Rewards Card?
The customer service number for Brotherhood CU College Real Rewards Card is (781) 598-5555.
What is the support contact email for Brotherhood CU College Real Rewards Card?
The support contact email for Brotherhood CU College Real Rewards Card is info@brotherhoodcu.org.
What is the login page for Brotherhood CU College Real Rewards Card?
You can access the login page of Brotherhood CU College Real Rewards Card here.
How do people rate the customer service and user experience of Brotherhood CU College Real Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Brotherhood CU College Real Rewards Card report your account activity to credit bureaus?
Yes, Brotherhood CU College Real Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Brotherhood Credit Union perform a hard credit pull?
Yes, Brotherhood CU College Real Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Brotherhood CU College Real Rewards Card
- Visit the website of Brotherhood CU College Real Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM