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Last Updated: 07/28/2025

SRP Visa Traditional Card

from SRP Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
SRP Visa Traditional Card logo
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Highlights

Purchase APR (Variable APR)

10.00% - 18.00%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

10.00% - 18.00%(Verified 06/21/2024)

Credit Score Range

650 - 850

Annual Fee

$0

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SRP Visa Traditional Card Review

This is a card issued by SRP Federal Credit Union. If you're wondering whether SRP Visa Traditional Card is the right card for you, read on.

Key Takeaways

  • APRs: SRP Visa Traditional Card has a variable regular purchase APR that ranges from 10.00% up to 18.00%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of srp credit card

srp credit card FAQ

Does srp credit card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of srp credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does SRP Visa Traditional Card report your account activity to credit bureaus?

Yes, SRP Visa Traditional Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does SRP Federal Credit Union perform a hard credit pull?

Yes, srp credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for srp credit card

  • Visit the website of srp credit card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1070 Edgefield Rd
North Augusta, SC 29860
(803) 278-4851
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 12:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
Closed

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Other Credit Cards from SRP Federal Credit Union

SRP Visa Rewards Credit Card logo
Rating not yet determined
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Purchase APR

11.00% - 18.00%
Disclaimer popup with additional information

Balance Transfer APR

11.00% - 18.00%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

$0
Visit Site

SRP Visa Signature Card logo

Purchase APR

11.00% - 18.00%
Disclaimer popup with additional information

Balance Transfer APR

11.00% - 18.00%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0

SRP Visa Traditional Secured Card logo

Purchase APR

18.50%
Disclaimer popup with additional information

Balance Transfer APR

18.50%
Disclaimer popup with additional information

Credit Score Range

620 - 850

300

850

Annual Fee

N/A


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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

SRP Visa Traditional Card Community Reviews

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