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  Magnolia State Bank Gold Credit Card
Magnolia State Bank Gold Credit Card Unaffiliated

Magnolia State Bank Gold Credit Card

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Highlights
Purchase APR N/A
Balance Transfer APR N/A
Credit Score Range 650 - 850
Annual Fee $0

Magnolia State Bank Gold Credit Card Review

This is a rewards card issued by Magnolia State Bank. If you're wondering whether Magnolia State Bank Gold Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Magnolia State Bank Gold Credit Card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • No annual fee.
  • Travel assistance insurance
  • Cardholders can earn rewards on their purchases.
  • Magnolia State Bank Gold Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.

Magnolia State Bank Gold Credit Card FAQ

Does Magnolia State Bank Gold Credit Card have a cash back or rewards program?

Magnolia State Bank Gold Credit Card is a rewards card.

Magnolia State Bank Gold Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Magnolia State Bank Gold Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Magnolia State Bank Gold Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Magnolia State Bank Gold Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Magnolia State Bank Gold Credit Card?

Does Magnolia State Bank Gold Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Magnolia State Bank Gold Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months

Does Magnolia State Bank Gold Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Magnolia State Bank Gold Credit Card?

The following fees apply:

Magnolia State Bank Gold Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee %
Returned Payment Fee $
Late Payment Fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Magnolia State Bank Gold Credit Card?

The Magnolia State Bank Gold Credit Card customer service number is .

What is the support contact email for Magnolia State Bank Gold Credit Card?

The support contact email for Magnolia State Bank Gold Credit Card is csr@bankmsb.com.

What is the Magnolia State Bank Gold Credit Card login page?

You can access the Magnolia State Bank Gold Credit Card login page here.

How do people rate the customer service and user experience of Magnolia State Bank Gold Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Magnolia State Bank Gold Credit Card report your account activity to credit bureaus?

Yes, Magnolia State Bank Gold Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Magnolia State Bank Gold Credit Card

  • Visit the Magnolia State Bank Gold Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About Magnolia State Bank Gold Credit Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Travel Assistance
APR Type Variable APR
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Card Type
  • Rewards

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