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Last Updated: 04/18/2025

PNC Bank Personal Line of Credit

from PNC Bank

Last Updated: 04/18/2025

PNC Bank Personal Line of Credit logo
Rating not yet determined2 total votes
1 users recommend
1 users are unsure

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Amount Range

$1,000 - $25,000

APR (Variable APR)

10.5% - 11%(Verified 06/21/2024)
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PNC Bank Personal Line of Credit Review

PNC Bank Personal Line of Credit is offered through PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC line of credit are available in 19 states and Washington, DC.

PNC Bank Personal Line of Credit FAQ

What APRs does PNC Bank Personal Line of Credit offer?

PNC Bank Personal Line of Credit offers a variable APR that ranges from 10.5% APR up to 11% APR.

Does the PNC Bank Personal Line of Credit charge an origination fee?

Yes, PNC Bank Personal Line of Credit charges a line of credit origination fee .

Does the PNC Bank Personal Line of Credit charge a cash advance fee?

Yes, PNC Bank Personal Line of Credit may charge a fee .

Does PNC Bank Personal Line of Credit charge a late fee?

Yes, PNC Bank Personal Line of Credit may charge borrowers a late payment fee .

How much can you borrow via PNC Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your PNC Bank Personal Line of Credit personal line of credit will be assigned a credit limit of at least $1,000 and as much as $25,000. .

What do you need to qualify for PNC Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for PNC Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
PNC Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Bank Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does PNC Bank Personal Line of Credit report your account activity to credit bureaus?

Yes, PNC Bank Personal Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does PNC Bank perform a hard credit pull?

Yes, PNC line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for PNC Bank Personal Line of Credit

  • Visit the PNC Bank Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+50

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

PNC Bank Personal Line of Credit Community Reviews

Would you recommend PNC Bank Personal Line of Credit to your friends?

Doris G. avatar image

Doris G.

Oct 7, 2022

May or may not recommend

I don’t know much about PNC Bank but trust their name

MW

Madison W.

Dec 2, 2020

May or may not recommend

I have had amazing experiences dealing with PNC in general and this was offered to me when I was inquiring about my first credit card. It allows you to build credit and is very simple to set up. PNC has a great staff that is very helpful whether that be in the bank itself or even on the support line on the phone. I would recommend this to anyone who ...Show More

Showing 2 of 2 reviews

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