Last Updated: 04/18/2025
PNC Bank Personal Line of Credit
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in Personal Lines of Credit from PNC Bank
Last Updated: 04/18/2025
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Highlights
Amount Range
$1,000 - $25,000
APR (Variable APR)
10.5% - 11%(Verified 06/21/2024)
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PNC Bank Personal Line of Credit Review
PNC Bank Personal Line of Credit is offered through PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC line of credit are available in 19 states and Washington, DC.
PNC Bank Personal Line of Credit FAQ
What APRs does PNC Bank Personal Line of Credit offer?
PNC Bank Personal Line of Credit offers a variable APR that ranges from 10.5% APR up to 11% APR.
Does the PNC Bank Personal Line of Credit charge an origination fee?
Yes, PNC Bank Personal Line of Credit charges a line of credit origination fee .Does the PNC Bank Personal Line of Credit charge a cash advance fee?
Yes, PNC Bank Personal Line of Credit may charge a fee .Does PNC Bank Personal Line of Credit charge a late fee?
Yes, PNC Bank Personal Line of Credit may charge borrowers a late payment fee .How much can you borrow via PNC Bank Personal Line of Credit?
Upon approval and based on your credit worthiness, your PNC Bank Personal Line of Credit personal line of credit will be assigned a credit limit of at least $1,000 and as much as $25,000. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for PNC Bank Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for PNC Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. PNC Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Bank Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does PNC Bank Personal Line of Credit report your account activity to credit bureaus?
Yes, PNC Bank Personal Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PNC Bank perform a hard credit pull?
Yes, PNC line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PNC Bank Personal Line of Credit
- Visit the PNC Bank Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM