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  PNC Bank Personal Line of Credit

PNC Bank Personal Line of Credit

in Personal Lines of Credit from PNC Bank

Unaffiliated

PNC Bank Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from PNC Bank

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount $1,000 - $25,000
APR  (Variable APR) 10.5% - 11%

PNC Bank Personal Line of Credit Review

PNC Bank Personal Line of Credit is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Personal Line of Credit is available in 19 states (and Washington, DC).

PNC line of credit FAQ

What APRs does PNC Bank Personal Line of Credit offer?

PNC Bank Personal Line of Credit offers a variable APR product that ranges from 10.5% APR up to 11% APR.

Does PNC line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the PNC line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the PNC Bank Personal Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does PNC Bank Personal Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via PNC line of credit?

Upon approval and based on your credit score, your personal line of credit will be assigned a credit limit of at least $1,000 and as much as $25,000. .

PNC Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? No
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for PNC Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for PNC Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. PNC Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via PNC Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by PNC Bank Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does PNC Bank Personal Line of Credit report your account activity to credit bureaus?

Yes, PNC Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PNC line of credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 2:00pm

Other Services by PNC Bank

Availability

  Available in 19 states and Washington, D.C.
  • Alabama
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee
Annual Fee $50
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Minimum Draw Starting at $50
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Payment Options
  • Bank Transfer
  • Check by mail
  • Storefront
APR (Variable APR) 10.5% - 11%
Loan Amount $1,000 - $25,000

PNC Bank Personal Line of Credit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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