Is A & S Federal Credit Union Unsecured Loans the right fit for you?
Last Updated: 04/18/2025
A & S Federal Credit Union Unsecured Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
APR (Fixed APR)
Starting at 8.95%(Verified 07/11/2024)
Amount Range
N/A
Loan Term (Months)
36 - 84
A & S Federal Credit Union Unsecured Loans Review
A & S Federal Credit Union Unsecured Loans is offered by A & S Federal Credit Union, a credit union founded in 1940 and based in Aliquippa, PA. A & S Federal Credit Union Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.95%. Personal loan interest rates typically range between 9% and 36%. The starting rates for A & S Federal Credit Union Unsecured Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for A & S Federal Credit Union Unsecured Loans.
- Super long loan terms. A & S Federal Credit Union Unsecured Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
A & S Federal Credit Union Unsecured Loans Pros & Cons
| Pros | Cons |
|
|
A & S Federal Credit Union Unsecured Loans FAQ
What interest rates and personal loan terms does A & S Federal Credit Union Unsecured Loans offer?
What interest rates does A & S Federal Credit Union Unsecured Loans offer?
A & S Federal Credit Union Unsecured Loans offers a fixed APR personal loan product that starts at 8.95% APR.
What is the maximum loan term you can get with A & S Federal Credit Union Unsecured Loans?
A & S Federal Credit Union Unsecured Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | N/A |
| Loan Term | 36 - 84 months |
| APR | Starting at 8.95% |
What fees does A & S Federal Credit Union Unsecured Loans charge?
Does A & S Federal Credit Union Unsecured Loans charge an origination fee?
A & S Federal Credit Union Unsecured Loans may charge a personal loan origination fee .
Does A & S Federal Credit Union Unsecured Loans charge a late fee?
Yes, A & S Federal Credit Union Unsecured Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does A & S Federal Credit Union Unsecured Loans charge prepayment fees?
No, A & S Federal Credit Union Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $25.00 |
What do you need to qualify for A & S Federal Credit Union Unsecured Loans?
A & S Federal Credit Union Unsecured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. A & S Federal Credit Union Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by A & S Federal Credit Union Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does A & S Federal Credit Union Unsecured Loans report your account activity to credit bureaus?
Yes, A & S Federal Credit Union Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does A & S Federal Credit Union perform a hard credit pull?
Yes, A & S Federal Credit Union Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are A & S Federal Credit Union Unsecured Loans legit?
A & S Federal Credit Union was founded in 1940, it is a well-established company that has been in business for 86 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday9:00AM - 4:30PMThursday9:00AM - 6:00PMFriday9:00AM - 4:30PMSaturdayClosed
Other Services by A & S Federal Credit Union
Other Personal Loans from A & S Federal Credit Union
Rating not yet determined
APR
Starting at 4.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
N/A
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
A & S Federal Credit Union Unsecured Loans Community Reviews
Would you recommend A & S Federal Credit Union Unsecured Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
How To Qualify For A Personal Loan?
Andrew Latham
How to Get Approved for a Personal Loan
Allison Martin
How to Get the Lowest Rate on Furniture Loans
Andrew Latham