Last Updated: 04/18/2025
A & S Federal Credit Union Unsecured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.95%(Verified 07/11/2024)
Amount Range
N/A
Loan Term (Months)
36 - 84
A & S Federal Credit Union Unsecured Loans Review
A & S Federal Credit Union Unsecured Loans is offered by A & S Federal Credit Union, a credit union founded in 1940 and based in Aliquippa, PA. A & S Federal Credit Union Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.95%. Personal loan interest rates typically range between 9% and 36%. The starting rates for A & S Federal Credit Union Unsecured Loans are on the lower end of the spectrum.
- Super long loan terms. A & S Federal Credit Union Unsecured Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
A & S Federal Credit Union Unsecured Loans Pros & Cons
| Pros | Cons |
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A & S Federal Credit Union Unsecured Loans FAQ
What interest rates and personal loan terms does A & S Federal Credit Union Unsecured Loans offer?
What interest rates does A & S Federal Credit Union Unsecured Loans offer?
A & S Federal Credit Union Unsecured Loans offers a fixed APR personal loan product that starts at 8.95% APR.
What is the maximum loan term you can get with A & S Federal Credit Union Unsecured Loans?
A & S Federal Credit Union Unsecured Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | N/A |
| Loan Term | 36 - 84 months |
| APR | Starting at 8.95% |
What fees does A & S Federal Credit Union Unsecured Loans charge?
Does A & S Federal Credit Union Unsecured Loans charge an origination fee?
A & S Federal Credit Union Unsecured Loans may charge a personal loan origination fee .
Does A & S Federal Credit Union Unsecured Loans charge a late fee?
Yes, A & S Federal Credit Union Unsecured Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does A & S Federal Credit Union Unsecured Loans charge prepayment fees?
No, A & S Federal Credit Union Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $25.00 |
What do you need to qualify for A & S Federal Credit Union Unsecured Loans?
A & S Federal Credit Union Unsecured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. A & S Federal Credit Union Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by A & S Federal Credit Union Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does A & S Federal Credit Union Unsecured Loans report your account activity to credit bureaus?
Yes, A & S Federal Credit Union Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does A & S Federal Credit Union perform a hard credit pull?
Yes, A & S Federal Credit Union Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are A & S Federal Credit Union Unsecured Loans legit?
A & S Federal Credit Union was founded in 1940, it is a well-established company that has been in business for 86 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 4:30PM
Saturday
Closed