Last Updated: 04/18/2025
Abound Credit Union Share Secured Personal Loans
Unaffiliated
in Personal Loans from Abound Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 9.00%(Verified 09/18/2024)
Amount Range
Starting at $250
Loan Term (Months)
Up to 144
Abound Credit Union Share Secured Personal Loans Review
Abound Credit Union Share Secured Personal Loans is offered by Abound Credit Union, a credit union founded in 1950 and based in Radcliff, KY. Abound Credit Union Share Secured Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Abound Credit Union Share Secured Personal Loans offers loan terms of up to 144 months. Most personal loans have a maximum term of 60 months.
Abound Credit Union Share Secured Personal Loans Pros & Cons
| Pros | Cons |
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Abound Credit Union Share Secured Personal Loans FAQ
What interest rates and personal loan terms does Abound Credit Union Share Secured Personal Loans offer?
What interest rates does Abound Credit Union Share Secured Personal Loans offer?
Abound Credit Union Share Secured Personal Loans offers a variable APR personal loan product that starts at 9.00% APR.
How much can you borrow via Abound Credit Union Share Secured Personal Loans?
Personal loan amounts start at $250 .
What is the maximum loan term you can get with Abound Credit Union Share Secured Personal Loans?
Abound Credit Union Share Secured Personal Loans offers loans with terms of up to 144 months.
| Personal Loan Amount | Starting at $250 |
| Loan Term | up to 144 months |
| APR | Starting at 9.00% |
What fees does Abound Credit Union Share Secured Personal Loans charge?
Does Abound Credit Union Share Secured Personal Loans charge an origination fee?
Abound Credit Union Share Secured Personal Loans may charge a personal loan origination fee .
Does Abound Credit Union Share Secured Personal Loans charge a late fee?
Abound Credit Union Share Secured Personal Loans does not disclose whether it charges late payment fees.
Does Abound Credit Union Share Secured Personal Loans charge prepayment fees?
No, Abound Credit Union Share Secured Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Abound Credit Union Share Secured Personal Loans?
Abound Credit Union Share Secured Personal Loans does not require or does not disclose a credit score minimum. Abound Credit Union Share Secured Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Abound Credit Union Share Secured Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Abound Credit Union Share Secured Personal Loans report your account activity to credit bureaus?
Yes, Abound Credit Union Share Secured Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Abound Credit Union perform a hard credit pull?
Yes, Abound Credit Union Share Secured Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Abound Credit Union Share Secured Personal Loans legit?
Abound Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed