Last Updated: 04/18/2025
ACFCU Gold Star Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Amount Range
N/A
Loan Term (Months)
ACFCU Gold Star Loan Review
Key Takeaways
- APRs starting at 14.20%. Personal loan interest rates typically range between 9% and 36%. The starting rates for ACFCU Gold Star Loan are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for ACFCU Gold Star Loan.
ACFCU Gold Star Loan Pros & Cons
| Pros | Cons |
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ACFCU Gold Star Loan FAQ
What interest rates and personal loan terms does ACFCU Gold Star Loan offer?
What interest rates does ACFCU Gold Star Loan offer?
What is the maximum loan term you can get with ACFCU Gold Star Loan?
| Personal Loan Amount | N/A |
| Loan Term | up to 48 months |
| APR | Starting at 14.20% |
What fees does ACFCU Gold Star Loan charge?
Does ACFCU Gold Star Loan charge an origination fee?
Does ACFCU Gold Star Loan charge a late fee?
Does ACFCU Gold Star Loan charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for ACFCU Gold Star Loan?
ACFCU Gold Star Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does ACFCU Gold Star Loan report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Amarillo Community Federal Credit Union perform a hard credit pull?
Are ACFCU Gold Star Loan legit?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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