SuperMoney 
  Advance.Cash

Advance.Cash

in Personal Loans from Makes Cents Inc.

Claimed

Advance.Cash

Claimed

in Personal Loans from Makes Cents Inc.

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Advance.Cash to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Loan Amount $300 - $1,000
APR  (Fixed APR) 472% - 841%
Loan Term 1 - 6 months

Advance.Cash Review

Advance.Cash is offered by Makes Cents Inc., a direct lender founded in 2012 and based in Parshall, ND. Advance.Cash is offered in 38 states (and Washington, DC).

What rates and terms does Advance.Cash offer?

Advance.Cash has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Advance.Cash offer?

Advance.Cash offers a fixed APR personal loan product that ranges from 472% APR up to 841% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Advance.Cash?

Loan amounts start at $300 and go up to $1,000.

What can a personal loan from Advance.Cash be used for?

Personal loans from Advance.Cash are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with Advance.Cash?

Advance.Cash offers personal loans with terms ranging from 1 to 6 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Advance.Cash Rates & Terms
Loan Amount $300 - $1000
Loan Term 1 - 6 months
APR 472% - 841%

What fees does Advance.Cash charge?

Does Advance.Cash charge an origination fee?

Advance.Cash charges a loan origination fee.

Does Advance.Cash charge a late fee?

Yes, Advance.Cash may charge borrowers a late payment fee

Does Advance.Cash charge prepayment fees?

No, Advance.Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Advance.Cash Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Advance.Cash?

Applicants with a credit score of at least 300 and up to 650 are eligible for Advance.Cash. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Advance.Cash does not have or does not disclose a minimum annual income eligibility requirement. Advance.Cash only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Advance.Cash product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Blank personal check and/or debit card
  • Driver's license
  • Proof of identity
Advance.Cash Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 300 - 650
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   PO Box 10
    Parshall, ND 58770

About Advance.Cash

Icon for Personal Loans
View all personal loans offered by Makes Cents Inc.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 38 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Blank Personal Check and/or Debit Card
  • Proof of Identity
  • Proof of Income
  • Social Security Number
  • Driver License (or other photo ID)
Loan Amount $300 - $1K
Loan Term 1 - 6 months
APR (Fixed APR) 472% - 841%

Be the first to rate

 
 

Would you recommend Advance.Cash to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Loans

Makes Cents Inc. Personal Loans

Product

Reviews

Loan Amount

APR

Loan Term

MaxLend Personal Loans

MaxLend Personal Loans

 
 
60
64 total votes
Loan Amount $100 - $2.5K     $100 $100K+
APR 471.78% - 841.45%
(Fixed APR)
    4% 200%+ Fixed APR
Loan Term (Months) 6 - 12     1 180