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Last Updated: 04/18/2025

American Web Loan Personal Loans

in Personal Loans from American Web Loan

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly not recommended43 total votes

4 users recommend

2 users are unsure

37 users don't recommend

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Highlights

Community Rating

Strongly not recommended

APR

600% - 780%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$300 - $2,500

Loan Term (Months)

6 - 12

Number of Reviews

American Web Loan Personal Loans Review

American Web Loan Personal Loans is offered by American Web Loan, a direct lender founded in 2010 and based in Ponca City, OK. American Web Loan are available in 45 states and Washington, DC.

Key Takeaways

Same day funding available. In some cases you may be able to access your money the same day you apply.
Small-dollar loans. American Web Loan Personal Loans has a maximum loan amount of just $2,500 .
Short loan terms. American Web Loan Personal Loans have loan terms as short as 6 months.

American Web Loan Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants of all credit types.
Same day funding available*.

APRs as high as 780%.
Charges an origination fee.
Short loan terms (maximum of 12 months).
Small loan amounts (maximum of $2,500).
Does not offer pre-approval with soft credit pull.
American Web Loan Personal Loans does not report to credit bureaus.
No co-sign option available.

American Web Loan FAQ

What interest rates and personal loan terms does American Web Loan offer?

American Web Loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does American Web Loan offer?

American Web Loan offers a personal loan product that ranges from 600% APR up to 780% APR.

How much can you borrow via American Web Loan?

Personal loan amounts start at $300 and go up to $2,500

What is the maximum loan term you can get with American Web Loan?

American Web Loan offers loans with terms of up to 12 months.

American Web Loan Interest Rates & Loan Terms

Personal Loan Amount

$300 - $2500

Loan Term

6 - 12 months

APR

600% - 780%

What fees does American Web Loan charge?

Does American Web Loan charge an origination fee?

American Web Loan may charge a personal loan origination fee .

Does American Web Loan charge a late fee?

American Web Loan does not disclose whether it charges late payment fees.

Does American Web Loan charge prepayment fees?

No, American Web Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

American Web Loan Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for American Web Loan Personal Loans?

Applicants with a credit score of at least 350 and up to 700 may be eligible for American Web Loan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

American Web Loan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by American Web Loan Personal Loans.

American Web Loan Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

350 - 700

What is the estimated funding time for a personal loan via American Web Loan?

American Web Loan will typically fund loans within 0 to 1 business days of approval and clearing necessary verifications.

Does American Web Loan perform a hard credit pull?

Yes, American Web Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are American Web Loan Personal Loans legit?

American Web Loan was founded in 2010, it is a well-established company that has been in business for 16 years. American Web Loan Personal Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from American Web Loan

American Web Loan is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America. American Web Loan is licensed and regulated under the Otoe-Missouria Tribal Consumer Financial Services Ordinance.

Contact

Headquarters

2128 N. 14th St. Suite 1 #130

Ponca City, OK 74601

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