| Community Rating | Strongly not recommended |
| APR | 600% - 780% |
| Loan Amount | $300 - $2,500 |
| Loan Term (Months) | 6 - 12 months |
| Number of Reviews | 42 |
American Web Loan Personal Loans Review
American Web Loan Personal Loans is offered by American Web Loan, a direct lender founded in 2010 and based in Ponca City, OK. American Web Loan Personal Loans is available in 45 states (and Washington, DC).
- Same day funding available. In some cases you may be able to access your money the same day you apply.
- Small-dollar loans. American Web Loan Personal Loans has a maximum loan amount of just $2,500.
- Short loan terms. American Web Loan Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
| Pros | Cons |
|---|---|
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What interest rates and personal loan terms does American Web Loan offer?
American Web Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does American Web Loan offer?
American Web Loan offers a personal loan product that ranges from 600% APR up to 780% APR.
How much can you borrow via American Web Loan?
Business loan amounts start at $300 and go up to $2,500.
What is the maximum loan term you can get with American Web Loan?
American Web Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | $300 - $2500 |
| Loan Term | 6 - 12 months |
| APR | 600% - 780% |
What fees does American Web Loan charge?
Does American Web Loan charge an origination fee?
American Web Loan may charge a personal loan origination fee.
Does American Web Loan charge a late fee?
No, American Web Loan will not charge you a late fee if you miss one of the monthly payments.
Does American Web Loan charge prepayment fees?
No, American Web Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for American Web Loan Personal Loans?
Applicants with a credit score of at least 350 and up to 700 may be eligible for American Web Loan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.American Web Loan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. American Web Loan Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the American Web Loan Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by American Web Loan Personal Loans. Permanent resident / green card holders are also eligible to apply.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 350 - 700 |
What is the estimated funding time for a personal loan via American Web Loan?
American Web Loan will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.
Message From American Web Loan Personal Loans
Contact
- Headquarters
-
2128 N. 14th St. Suite 1 #130
Ponca City, OK 74601 USA - Visit Site
- Email Support
About American Web Loan Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- California
- Colorado
- Delaware
- Washington, DC
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- West Virginia
- Wisconsin
- Wyoming
American Web Loan Personal Loans Community Reviews
Would you recommend American Web Loan Personal Loans to your friends?
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