American Web Loan Personal Loans
in Personal Loans from American Web Loan
Would you recommend American Web Loan Personal Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $300 - $2,500 |
| APR | 600% - 780% |
| Loan Term | 6 - 12 months |
| Number of Reviews | 40 |
American Web Loan Personal Loans Review
American Web Loan Personal Loans is offered by American Web Loan, a direct lender founded in 2010 and based in Ponca City, OK. American Web Loan Personal Loans is available in 45 states (and Washington, DC).
Key takeaways
- Same day funding available. In some cases you may be able to access your cash the same day you apply.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 350 are considered for American Web Loan Personal Loans.
- Small-dollar loans. American Web Loan Personal Loans has a maximum loan amount of just $2,500.
- Hard credit pull required. You can't check your rates or see if you prequalify for American Web Loan Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Short loan terms. American Web Loan Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
American Web Loan Personal Loans Pros and Cons:
| Pros | Cons |
|---|---|
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What rates and terms does American Web Loan Personal Loans offer?
American Web Loan Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does American Web Loan Personal Loans offer?
American Web Loan Personal Loans offers a personal loan product that ranges from 600% APR up to 780% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via American Web Loan Personal Loans?
Loan amounts start at $300 and go up to $2,500.
What can a personal loan from American Web Loan Personal Loans be used for?
Personal loans from American Web Loan Personal Loans are typically used for special purchases, unexpected expenses or similar purposes.
What is the maximum loan term you can get with American Web Loan Personal Loans?
American Web Loan Personal Loans offers personal loans with terms ranging from 6 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $300 - $2500 |
| Loan Term | 6 - 12 months |
| APR | 600% - 780% |
What fees does American Web Loan Personal Loans charge?
Does American Web Loan Personal Loans charge an origination fee?
American Web Loan Personal Loans may charge a loan origination fee.
Does American Web Loan Personal Loans charge a late fee?
Yes, American Web Loan Personal Loans may charge borrowers a late payment fee.
Does American Web Loan Personal Loans charge prepayment fees?
No, American Web Loan Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for American Web Loan Personal Loans?
Applicants with a credit score of at least 350 and up to 700 are eligible for American Web Loan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.American Web Loan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. American Web Loan Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the American Web Loan Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by American Web Loan Personal Loans. Permanent resident / green card holders are also eligible to apply.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 350 - 700 |
What is the estimated funding time for a personal loan via American Web Loan Personal Loans?
American Web Loan Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.
Contact
- Headquarters
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2128 N. 14th St. Suite 1 #130
Ponca City, OK 74601 USA - Visit Site
Message from American Web Loan
About American Web Loan Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- California
- Colorado
- Delaware
- Washington, DC
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- West Virginia
- Wisconsin
- Wyoming
American Web Loan Personal Loans Community Reviews
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