Last Updated: 04/18/2025
APCI Federal Credit Union Unsecured Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99% - 10.99%(Verified 06/25/2024)
Amount Range
Up to $30,000
Loan Term (Months)
24 - 60
APCI Federal Credit Union Unsecured Loan Review
APCI Federal Credit Union Unsecured Loan is offered by APCI Federal Credit Union, a credit union founded in 1954 and based in Allentown, PA. APCI Federal Credit Union Unsecured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for APCI Federal Credit Union Unsecured Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for APCI Federal Credit Union Unsecured Loan.
APCI Federal Credit Union Unsecured Loan Pros & Cons
| Pros | Cons |
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APCI Federal Credit Union Unsecured Loan FAQ
What interest rates and personal loan terms does APCI Federal Credit Union Unsecured Loan offer?
What interest rates does APCI Federal Credit Union Unsecured Loan offer?
APCI Federal Credit Union Unsecured Loan offers a fixed APR personal loan product that ranges from 9.99% APR up to 10.99% APR.
What is the maximum loan term you can get with APCI Federal Credit Union Unsecured Loan?
APCI Federal Credit Union Unsecured Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $30000.00 |
| Loan Term | 24 - 60 months |
| APR | 9.99% - 10.99% |
What fees does APCI Federal Credit Union Unsecured Loan charge?
Does APCI Federal Credit Union Unsecured Loan charge an origination fee?
APCI Federal Credit Union Unsecured Loan may charge a personal loan origination fee .
Does APCI Federal Credit Union Unsecured Loan charge a late fee?
APCI Federal Credit Union Unsecured Loan does not disclose whether it charges late payment fees.
Does APCI Federal Credit Union Unsecured Loan charge prepayment fees?
No, APCI Federal Credit Union Unsecured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for APCI Federal Credit Union Unsecured Loan?
APCI Federal Credit Union Unsecured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. APCI Federal Credit Union Unsecured Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by APCI Federal Credit Union Unsecured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does APCI Federal Credit Union Unsecured Loan report your account activity to credit bureaus?
Yes, APCI Federal Credit Union Unsecured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does APCI Federal Credit Union perform a hard credit pull?
Yes, APCI Federal Credit Union Unsecured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are APCI Federal Credit Union Unsecured Loan legit?
APCI Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 4:00PM
Saturday
Closed
Other Services by APCI Federal Credit Union
Other Personal Loans from APCI Federal Credit Union
Rating not yet determined
APR
5.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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