Last Updated: 04/18/2025
Arizona Financial Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.75% - 13.25%(Verified 06/21/2024)
Amount Range
Starting at $500
Loan Term (Months)
24 - 84
Arizona Financial Credit Union Personal Loans Review
Arizona Financial Credit Union Personal Loans is offered by Arizona Financial Credit Union, a credit union founded in 1936 and based in Phoenix, AZ. Arizona Financial Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Arizona Financial Credit Union Personal Loans are on the higher end of the spectrum.
- Super long loan terms. Arizona Financial Credit Union Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Arizona Financial Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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Arizona Financial Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Arizona Financial Credit Union Personal Loans offer?
Arizona Financial Credit Union Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Arizona Financial Credit Union Personal Loans offer?
Arizona Financial Credit Union Personal Loans offers a fixed APR personal loan product that ranges from 10.75% APR up to 13.25% APR.
How much can you borrow via Arizona Financial Credit Union Personal Loans?
Personal loan amounts start at $500 .
What is the maximum loan term you can get with Arizona Financial Credit Union Personal Loans?
Arizona Financial Credit Union Personal Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | Starting at $500 |
| Loan Term | 24 - 84 months |
| APR | 10.75% - 13.25% |
What fees does Arizona Financial Credit Union Personal Loans charge?
Does Arizona Financial Credit Union Personal Loans charge an origination fee?
Arizona Financial Credit Union Personal Loans may charge a personal loan origination fee .
Does Arizona Financial Credit Union Personal Loans charge a late fee?
Arizona Financial Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Arizona Financial Credit Union Personal Loans charge prepayment fees?
No, Arizona Financial Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Arizona Financial Credit Union Personal Loans?
Arizona Financial Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Arizona Financial Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arizona Financial Credit Union Personal Loans.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Arizona Financial Credit Union perform a hard credit pull?
Yes, Arizona Financial Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Arizona Financial Credit Union Personal Loans legit?
Arizona Financial Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed