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  Arizona Financial Credit Union Personal Loans
Arizona Financial Credit Union Personal Loans
in Personal Loans from Arizona Financial Credit Union
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Arizona Financial Credit Union Personal Loans

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in Personal Loans from Arizona Financial Credit Union
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Highlights
APR  (Fixed APR) 10.75% - 13.25%
(Verified 04/03/2023)
Loan Amount Starting at $500
Loan Term (Months) 24 - 84 months

Arizona Financial Credit Union Personal Loans Review

Arizona Financial Credit Union Personal Loans is offered by Arizona Financial Credit Union, a credit union founded in 1936 and based in Phoenix, AZ. Arizona Financial Credit Union Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • APRs starting at 10.75%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Arizona Financial Credit Union Personal Loans are on the higher end of the spectrum.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Arizona Financial Credit Union Personal Loans early.
  • Super long loan terms. Arizona Financial Credit Union Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.

Arizona Financial Credit Union Personal Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Arizona Financial Credit Union Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.

Arizona Financial Credit Union Personal Loans FAQ

What interest rates and personal loan terms does Arizona Financial Credit Union Personal Loans offer?

Arizona Financial Credit Union Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Arizona Financial Credit Union Personal Loans offer?

Arizona Financial Credit Union Personal Loans offers a fixed APR personal loan product that ranges from 10.75% APR up to 13.25% APR.

How much can you borrow via Arizona Financial Credit Union Personal Loans?

Personal loan amounts start at $500.

What is the maximum loan term you can get with Arizona Financial Credit Union Personal Loans?

Arizona Financial Credit Union Personal Loans offers loans with terms of up to 84 months.

Arizona Financial Credit Union Personal Loans Interest Rates & Loan Terms
Personal Loan Amount Starting at $500
Loan Term 24 - 84 months
APR 10.75% - 13.25%

What fees does Arizona Financial Credit Union Personal Loans charge?

Does Arizona Financial Credit Union Personal Loans charge an origination fee?

Arizona Financial Credit Union Personal Loans may charge a personal loan origination fee.

Does Arizona Financial Credit Union Personal Loans charge a late fee?

No, Arizona Financial Credit Union Personal Loans will not charge you a late fee if you miss one of the monthly payments.

Does Arizona Financial Credit Union Personal Loans charge prepayment fees?

No, Arizona Financial Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Arizona Financial Credit Union Personal Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Arizona Financial Credit Union Personal Loans?

Arizona Financial Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Arizona Financial Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Arizona Financial Credit Union Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Arizona Financial Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arizona Financial Credit Union Personal Loans.

Arizona Financial Credit Union Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
    		•
    Credit Score N/A

    Are Arizona Financial Credit Union Personal Loans legit?

    Arizona Financial Credit Union was founded in 1936, it is a well-established company that has been in business for 87 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 9:00am - 6:00pm
    • Tuesday 9:00am - 6:00pm
    • Wednesday 9:00am - 6:00pm
    • Thursday 9:00am - 6:00pm
    • Friday 9:00am - 6:00pm
    • Saturday Closed

    Other Services by Arizona Financial Credit Union

    Icon for Loans

    Auto Loans

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    Icon for Banking

    Checking Accounts

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    Savings Accounts

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    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    APR Type Fixed APR
    Loan Amount Starting at $500
    APR (Fixed APR) 10.75% - 13.25%
    (Verified 04/03/2023)
    Loan Term 24 - 84 months

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