Last Updated: 04/18/2025
Audubon FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.00% - 18.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
24 - 60
Audubon FCU Personal Loans Review
Audubon FCU Personal Loans is offered by Audubon Federal Credit Union, a credit union founded in 1956 and based in Owensboro, KY. Audubon FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Audubon FCU Personal Loans are on the higher end of the spectrum.
Audubon FCU Personal Loans Pros & Cons
| Pros | Cons |
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Audubon FCU Personal Loans FAQ
What interest rates and personal loan terms does Audubon FCU Personal Loans offer?
What interest rates does Audubon FCU Personal Loans offer?
Audubon FCU Personal Loans offers a fixed APR personal loan product that ranges from 10.00% APR up to 18.00% APR.
What is the maximum loan term you can get with Audubon FCU Personal Loans?
Audubon FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | 24 - 60 months |
| APR | 10.00% - 18.00% |
What fees does Audubon FCU Personal Loans charge?
Does Audubon FCU Personal Loans charge an origination fee?
Audubon FCU Personal Loans may charge a personal loan origination fee .
Does Audubon FCU Personal Loans charge a late fee?
Audubon FCU Personal Loans does not disclose whether it charges late payment fees.
Does Audubon FCU Personal Loans charge prepayment fees?
No, Audubon FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Audubon FCU Personal Loans?
Audubon FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Audubon FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Audubon FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Audubon FCU Personal Loans report your account activity to credit bureaus?
Yes, Audubon FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Audubon Federal Credit Union perform a hard credit pull?
Yes, Audubon FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Audubon FCU Personal Loans legit?
Audubon Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed