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  Blue Trust Loans

Blue Trust Loans

in Personal Loans from Hummingbird Funds, LLC

Claimed

Blue Trust Loans

Claimed

in Personal Loans from Hummingbird Funds, LLC

SuperMoney Net Recommendation Score -80% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $100 - $2,500
APR  (Fixed APR) 471.78% - 841.45%
Loan Term 6 - 12 months
Number of Reviews 5

Blue Trust Loans Review

Blue Trust Loans is offered by Hummingbird Funds, LLC, a direct lender founded in 2014 and based in Hayward, WI. Blue Trust Loans is available in 37 states (and Washington, DC).

What rates and terms does Blue Trust Loans offer?

Blue Trust Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Blue Trust Loans offer?

Blue Trust Loans offers a fixed APR personal loan product that ranges from 471.78% APR up to 841.45% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Blue Trust Loans?

Loan amounts start at $100 and go up to $2,500.

What can a personal loan from Blue Trust Loans be used for?

Personal loans from Blue Trust Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Blue Trust Loans?

Blue Trust Loans offers personal loans with terms ranging from 6 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Blue Trust Loans Rates & Terms
Loan Amount $100 - $2500
Loan Term 6 - 12 months
APR 471.78% - 841.45%

What fees does Blue Trust Loans charge?

Does Blue Trust Loans charge an origination fee?

Blue Trust Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Blue Trust Loans charge a late fee?

Yes, Blue Trust Loans may charge borrowers a late payment fee

Does Blue Trust Loans charge prepayment fees?

No, Blue Trust Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Blue Trust Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Blue Trust Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Blue Trust Loans, applicants need a minimum annual income of $10,200 or higher. Blue Trust Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Blue Trust Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Blue Trust Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
Blue Trust Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 650

    What is the estimated funding time for a personal loan via Blue Trust Loans?

    Blue Trust Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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    Contact

    • Headquarters
    •   LCO P.O. Box 1754
      Hayward, WI 54843 USA
    •   Visit Site

    About Blue Trust Loans

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 37 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • California
    • Colorado
    • Delaware
    • Washington, DC
    • Florida
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Michigan
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Wyoming

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Checking Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $10,200
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Recent Pay Stubs
    Loan Amount $100 - $2.5K
    APR (Fixed APR) 471.78% - 841.45%
    Loan Term 6 - 12 months

    Blue Trust Loans Community Reviews

     

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