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Last Updated: 04/18/2025

BP Federal Credit Union Vacant Land Loans

in Personal Loans from BP Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
BP Federal Credit Union logo
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APR (Fixed APR)

Starting at 7.75%(Verified 06/21/2024)

Amount Range

N/A


Loan Term (Months)

Starting at 60

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BP Federal Credit Union Vacant Land Loans Review

BP Federal Credit Union Vacant Land Loans is offered by BP Federal Credit Union, a credit union founded in 1937 and based in Houston, TX. BP Federal Credit Union Vacant Land Loans are available in 50 states and Washington, DC.

Key Takeaways

  • APRs starting at 7.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for BP Federal Credit Union Vacant Land Loans are on the lower end of the spectrum.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for BP Federal Credit Union Vacant Land Loans.

BP Federal Credit Union Vacant Land Loans Pros & Cons

BP Federal Credit Union Vacant Land Loans FAQ

What interest rates and personal loan terms does BP Federal Credit Union Vacant Land Loans offer?

BP Federal Credit Union Vacant Land Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does BP Federal Credit Union Vacant Land Loans offer?

BP Federal Credit Union Vacant Land Loans offers a fixed APR personal loan product that starts at 7.75% APR.

What fees does BP Federal Credit Union Vacant Land Loans charge?

Does BP Federal Credit Union Vacant Land Loans charge an origination fee?

BP Federal Credit Union Vacant Land Loans may charge a personal loan origination fee .

Does BP Federal Credit Union Vacant Land Loans charge a late fee?

Yes, BP Federal Credit Union Vacant Land Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.

Does BP Federal Credit Union Vacant Land Loans charge prepayment fees?

No, BP Federal Credit Union Vacant Land Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for BP Federal Credit Union Vacant Land Loans?

BP Federal Credit Union Vacant Land Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
BP Federal Credit Union Vacant Land Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BP Federal Credit Union Vacant Land Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does BP Federal Credit Union Vacant Land Loans report your account activity to credit bureaus?

Yes, BP Federal Credit Union Vacant Land Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BP Federal Credit Union perform a hard credit pull?

Yes, BP Federal Credit Union Vacant Land Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are BP Federal Credit Union Vacant Land Loans legit?

BP Federal Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

15455 Memorial Dr
Suite 200
Houston, TX 77079
(281) 870-8000
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

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APR

Starting at 5.26%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 60
Visit Site
BP Federal Credit Union logo

APR

Starting at 9.90%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

12 - 60

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SuperMoney Net Recommendation Score

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-1000+100
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Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BP Federal Credit Union Vacant Land Loans Community Reviews

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