Last Updated: 04/18/2025
Bright Lending Installment Loans
Unaffiliated
in Personal Loans from Bright Lending
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$300 - $3,000
Loan Term (Months)
10 - 12
Bright Lending Installment Loans Review
Bright Lending Installment Loans is offered by Bright Lending, a direct lender founded in 2017 and based in Hays, MT. Bright Lending Installment Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
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- Prequalified rate. You can check your prequalified rate at Bright Lending with a soft pull that will not affect your FICO or VantageScore.
- Short loan terms. Bright Lending Installment Loans have loan terms as short as 10 months.
Bright Lending Installment Loans Pros & Cons
| Pros | Cons |
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Bright Lending Installment Loans FAQ
What interest rates and personal loan terms does Bright Lending Installment Loans offer?
Bright Lending Installment Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Bright Lending Installment Loans offer?
Bright Lending Installment Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Bright Lending Installment Loans?
Personal loan amounts start at $300.00 and go up to $3,000.00
What is the maximum loan term you can get with Bright Lending Installment Loans?
Bright Lending Installment Loans offers loans with terms of up to 12 months.
| Personal Loan Amount | $300.00 - $3000.00 |
| Loan Term | 10 - 12 months |
| APR | N/A |
What fees does Bright Lending Installment Loans charge?
Does Bright Lending Installment Loans charge an origination fee?
Bright Lending Installment Loans may charge a personal loan origination fee .
Does Bright Lending Installment Loans charge a late fee?
Bright Lending Installment Loans does not disclose whether it charges late payment fees.
Does Bright Lending Installment Loans charge prepayment fees?
No, Bright Lending Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Bright Lending Installment Loans?
Bright Lending Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Bright Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bright Lending Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
Does Bright Lending Installment Loans report your account activity to credit bureaus?
Yes, Bright Lending Installment Loans reports to the following credit bureau:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Bright Lending perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Bright Lending Installment Loans allows you to check your rates with a soft credit pull.
Are Bright Lending Installment Loans legit?
Bright Lending was founded in 2017, it is a well-established company that has been in business for 9 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
6:00AM - 5:00PM
Tuesday
6:00AM - 5:00PM
Wednesday
6:00AM - 5:00PM
Thursday
6:00AM - 5:00PM
Friday
6:00AM - 5:00PM
Saturday
Closed