Last Updated: 04/18/2025
Butte Community FCU PC/Laptop Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
11.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
24
Butte Community FCU PC/Laptop Loans Review
Butte Community FCU PC/Laptop Loans is offered by Butte Community Federal Credit Union, a credit union founded in 1970 and based in Butte, MT. Butte Community FCU PC/Laptop Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 11.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Butte Community FCU PC/Laptop Loans are on the higher end of the spectrum.
Butte Community FCU PC/Laptop Loans Pros & Cons
| Pros | Cons |
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Butte Community FCU PC/Laptop Loans FAQ
What interest rates and personal loan terms does Butte Community FCU PC/Laptop Loans offer?
Butte Community FCU PC/Laptop Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Butte Community FCU PC/Laptop Loans offer?
Butte Community FCU PC/Laptop Loans offers a fixed APR personal loan product of 11.00%.
What is the maximum loan term you can get with Butte Community FCU PC/Laptop Loans?
Butte Community FCU PC/Laptop Loans offers loans with terms of 24 months.
| Personal Loan Amount | N/A |
| Loan Term | 24 months |
| APR | 11.00% |
What fees does Butte Community FCU PC/Laptop Loans charge?
Does Butte Community FCU PC/Laptop Loans charge an origination fee?
Butte Community FCU PC/Laptop Loans may charge a personal loan origination fee .
Does Butte Community FCU PC/Laptop Loans charge a late fee?
Yes, Butte Community FCU PC/Laptop Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $30.00.
Does Butte Community FCU PC/Laptop Loans charge prepayment fees?
No, Butte Community FCU PC/Laptop Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $30.00 |
What do you need to qualify for Butte Community FCU PC/Laptop Loans?
Butte Community FCU PC/Laptop Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Butte Community FCU PC/Laptop Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Butte Community FCU PC/Laptop Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Butte Community FCU PC/Laptop Loans report your account activity to credit bureaus?
Yes, Butte Community FCU PC/Laptop Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Butte Community Federal Credit Union perform a hard credit pull?
Yes, Butte Community FCU PC/Laptop Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Butte Community FCU PC/Laptop Loans legit?
Butte Community Federal Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed