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  Chorus Credit Personal Loans
Chorus Credit Personal Loans
in Personal Loans from SunUp Financial, LLC
Unaffiliated

Chorus Credit Personal Loans

Unaffiliated
in Personal Loans from SunUp Financial, LLC
Not enough votes for recommendation

Not enough votes for recommendation

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Highlights
APR 35.9%
Loan Amount $2,500 - $10,000
Loan Term (Months) 24 - 60 months

Chorus Credit Personal Loans Review

Chorus Credit Personal Loans is offered by SunUp Financial, LLC, founded in 2014 and based in Chicago, IL. Chorus Credit Personal Loans is available in 1 state across the USA.

Key Takeaways
  • Fast access to funds. In some cases, you can get your money within 1 business day*.
  • No origination fee. Chorus Credit Personal Loans does not charge a loan origination fee.
Chorus Credit loan Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Loan options with $0 origination fee.
  • Considers applicants with fair credit.
  • Funding available within 2 business days.
  • APRs as high as 35.9%.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
Chorus Credit loan FAQ

What interest rates and personal loan terms does Chorus Credit loan offer?

Chorus Credit loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Chorus Credit loan offer?

Chorus Credit loan offers a personal loan product of 35.9%.

How much can you borrow via Chorus Credit loan?

Business loan amounts start at $2,500 and go up to $10,000.

What is the maximum loan term you can get with Chorus Credit loan?

Chorus Credit loan offers loans with terms of up to 60 months.

Chorus Credit loan Interest Rates & Loan Terms
Personal Loan Amount $2500 - $10000
Loan Term 24 - 60 months
APR 35.9%

What fees does Chorus Credit loan charge?

Does Chorus Credit loan charge an origination fee?

Chorus Credit loan does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Chorus Credit loan charge a late fee?

No, Chorus Credit loan will not charge you a late fee if you miss one of the monthly payments.

Does Chorus Credit loan charge prepayment fees?

No, Chorus Credit loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Chorus Credit loan Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for Chorus Credit Personal Loans?

Applicants with a credit score of at least 500 and up to 700 may be eligible for Chorus Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Chorus Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Chorus Credit Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Chorus Credit loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score 500 - 700

What is the estimated funding time for a personal loan via Chorus Credit loan?

Chorus Credit loan will typically provide a credit approval decision in less than an hour and fund the loan within 2 business days.

Does Chorus Credit Personal Loans report your account activity to credit bureaus?

Yes, Chorus Credit Personal Loans reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Chorus Credit loan a legit company?

Chorus Credit Personal Loans was founded in 2014. It is an established company that has been in business for 8 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   33 N LaSalle St
    Chicago, IL 60602 USA
  •   Visit Site

About Chorus Credit Personal Loans

Icon for Personal Loans
View all personal loans offered by SunUp Financial, LLC
View SunUp Financial, LLC Profile

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Credit Score Range 500 - 700
Approval Speed 0 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 2 days
Loan Amount $2,500 - $10,000
APR 35.9%
Loan Term 24 - 60 months

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We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.