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  Chorus Credit Personal Loans

Chorus Credit Personal Loans

in Personal Loans from Braviant Holdings LLC

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Chorus Credit Personal Loans

Unaffiliated

in Personal Loans from Braviant Holdings LLC

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Highlights
APR  (Fixed APR) 35.9%
Loan Amount $2,500 - $10,000
Loan Term (Months) 24 - 60 months

Chorus Credit Personal Loans Review

Chorus Credit Personal Loans is offered by Braviant Holdings LLC, a direct lender founded in 2014 and based in Chicago, IL. Chorus Credit Personal Loans is available in 1 state across the USA.

Key Takeaways
  • APRs starting at 35.9%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Chorus Credit Personal Loans are on the higher end of the spectrum.
  • Fast access to funds. In some cases you can get your money within 1 business day.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Chorus Credit Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • No origination fee. Chorus Credit Personal Loans does not charge a loan origination fee.
Chorus Credit Personal Loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • $0 origination fee.
  • Considers applicants with fair credit.
  • Funding available within 2 business days.
  • APRs as high as 35.9%.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
Chorus Credit Personal Loans FAQ

What rates and terms does Chorus Credit Personal Loans offer?

Chorus Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Chorus Credit Personal Loans offer?

Chorus Credit Personal Loans offers a fixed APR personal loan product of 35.9%.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Chorus Credit Personal Loans?

Loan amounts start at $2,500 and go up to $10,000

What can a personal loan from Chorus Credit Personal Loans be used for?

Personal loans from Chorus Credit Personal Loans are typically used for special purchases, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Chorus Credit Personal Loans?

Chorus Credit Personal Loans offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Chorus Credit Personal Loans Rates & Terms
Loan Amount $2500 - $10000
Loan Term 24 - 60 months
APR 35.9%

What fees does Chorus Credit Personal Loans charge?

Does Chorus Credit Personal Loans charge an origination fee?

Chorus Credit Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Chorus Credit Personal Loans charge a late fee?

Yes, Chorus Credit Personal Loans may charge borrowers a late payment fee.

Does Chorus Credit Personal Loans charge prepayment fees?

No, Chorus Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Chorus Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Chorus Credit Personal Loans?

Applicants with a credit score of at least 500 and up to 700 may be eligible for Chorus Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Chorus Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Chorus Credit Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Chorus Credit Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Chorus Credit Personal Loans. Permanent resident / green card holders are also eligible to apply.

Chorus Credit Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score 500 - 700

What is the estimated funding time for a personal loan via Chorus Credit Personal Loans?

Chorus Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 2 business days.

Does Chorus Credit Personal Loans report your account activity to credit bureaus?

Yes, Chorus Credit Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   180 N Upper Wacker Dr, Suite 300
    Chicago, IL 60606 USA
  •   Visit Site

About Chorus Credit Personal Loans

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View all personal loans offered by Braviant Holdings LLC

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Credit Score Range 500 - 700
Approval Speed 0 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 2 days
Loan Amount $2,500 - $10,000
APR (Fixed APR) 35.9%
Loan Term 24 - 60 months

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