Last Updated: 04/18/2025
Chorus Credit Personal Loans
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in Personal Loans from SunUp Financial, LLC
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
35.9%(Verified 06/21/2024)
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Amount Range
$2,500 - $10,000
Loan Term (Months)
24 - 60
Chorus Credit Personal Loans Review
Chorus Credit Personal Loans is offered by SunUp Financial, LLC, a direct lender founded in 2014 and based in Chicago, IL. Chorus Credit loan are available in 1 state.
Key Takeaways
- APRs starting at 35.9%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Chorus Credit Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. Chorus Credit Personal Loans does not charge a loan origination fee.
Chorus Credit loan Pros & Cons
| Pros | Cons |
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Chorus Credit loan FAQ
What interest rates and personal loan terms does Chorus Credit loan offer?
Chorus Credit loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Chorus Credit loan offer?
Chorus Credit loan offers a fixed APR personal loan product of 35.9%.
How much can you borrow via Chorus Credit loan?
Personal loan amounts start at $2,500 and go up to $10,000
What is the maximum loan term you can get with Chorus Credit loan?
Chorus Credit loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $2500 - $10000 |
| Loan Term | 24 - 60 months |
| APR | 35.9% |
What fees does Chorus Credit loan charge?
Does Chorus Credit loan charge an origination fee?
Chorus Credit loan does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Chorus Credit loan charge a late fee?
Chorus Credit loan does not disclose whether it charges late payment fees.
Does Chorus Credit loan charge prepayment fees?
No, Chorus Credit loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Chorus Credit Personal Loans?
Applicants with a credit score of at least 500 and up to 700 may be eligible for Chorus Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Chorus Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Chorus Credit Personal Loans.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 500 - 700 |
What is the estimated funding time for a personal loan via Chorus Credit loan?
Chorus Credit loan will typically fund loans within 1 to 2 business days of approval and clearing necessary verifications.
Does Chorus Credit Personal Loans report your account activity to credit bureaus?
Yes, Chorus Credit Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SunUp Financial, LLC perform a hard credit pull?
Yes, Chorus Credit loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Chorus Credit Personal Loans legit?
SunUp Financial was founded in 2014, it is a well-established company that has been in business for 12 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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