Chorus Credit Personal Loans
Chorus Credit Personal Loans Unaffiliated

Chorus Credit Personal Loans

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APR  (Fixed APR) 35.9%
(Verified 08/04/2023)
Loan Amount $2,500 - $10,000
Loan Term (Months) 24 - 60 months

Chorus Credit Personal Loans Review

Chorus Credit Personal Loans is offered by SunUp Financial, LLC, a direct lender founded in 2014 and based in Chicago, IL. Chorus Credit loan are available in 1 state across the USA.

Key Takeaways

  • APRs starting at 35.9%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Chorus Credit Personal Loans are on the higher end of the spectrum.
  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
  • No origination fee. Chorus Credit Personal Loans does not charge a loan origination fee.

Chorus Credit loan Pros & Cons

Pros Cons
  • $0 prepayment fee.
  • Loan options with $0 origination fee.
  • Considers applicants with fair credit.
  • Funding available within 1 business day.
  • APRs as high as 35.9%.
  • Does not offer pre-approval with soft credit pull.
  • Charges a late fee

Chorus Credit loan FAQ

What interest rates and personal loan terms does Chorus Credit loan offer?

Chorus Credit loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Chorus Credit loan offer?

Chorus Credit loan offers a fixed APR personal loan product of 35.9%.

How much can you borrow via Chorus Credit loan?

Personal loan amounts start at $2,500and go up to $10,000

What is the maximum loan term you can get with Chorus Credit loan?

Chorus Credit loan offers loans with terms of up to 60 months.

Chorus Credit loan Interest Rates & Loan Terms
Personal Loan Amount $2500 - $10000
Loan Term 24 - 60 months
APR 35.9%

What fees does Chorus Credit loan charge?

Does Chorus Credit loan charge an origination fee?

Chorus Credit loan does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Chorus Credit loan charge a late fee?

No, Chorus Credit loan will not charge you a late fee if you miss one of the monthly payments.

Does Chorus Credit loan charge prepayment fees?

No, Chorus Credit loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Chorus Credit loan Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for Chorus Credit Personal Loans?

Applicants with a credit score of at least 500 and up to 700 may be eligible for Chorus Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Chorus Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Chorus Credit Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Chorus Credit Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Chorus Credit Personal Loans.

Chorus Credit loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score 500 - 700

What is the estimated funding time for a personal loan via Chorus Credit loan?

Chorus Credit loan will typically provide a credit approval decision in less than an hour and fund the loan within 2 business days.

Does Chorus Credit Personal Loans report your account activity to credit bureaus?

Yes, Chorus Credit Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Chorus Credit Personal Loans legit?

SunUp Financial, LLC was founded in 2014, it is a well-established company that has been in business for 9 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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  • Headquarters
  •   306 W Erie St
    Chicago, IL 60654 USA
  •   Visit Site

About Chorus Credit Personal Loans

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View all personal loans offered by SunUp Financial, LLC

Other Personal Loans by SunUp Financial, LLC



  Available in 1 state
Availabile in all of California

Feature Breakdown

No Origination Fee
No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Credit Score Range 500 - 700
Approval Speed 0 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 2 days
APR Type Fixed APR
Loan Amount $2,500 - $10,000
APR (Fixed APR) 35.9%
(Verified 08/04/2023)
Loan Term 24 - 60 months

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