Chorus Credit Personal Loans Review

Chorus Credit Personal Loans is offered by Braviant Holdings LLC, a direct lender founded in 2014 and based in Chicago, IL. Chorus Credit Personal Loans is available in 1 state across the USA.

Key takeaways

• Fast access to cash. In some cases you can get your money within 1 business day.
• Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered for Chorus Credit Personal Loans.
• Hard credit pull required. You can't check your rates or see if you prequalify for Chorus Credit Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• No origination fee. Chorus Credit Personal Loans does not charge a loan origination fee.

Chorus Credit Personal Loans Pros and Cons:

Pros	Cons
$0 prepayment fee. $0 origination fee. Considers applicants with poor credit. Fast funding.	APRs as high as 35.9%. Do not offer pre-approval with soft credit pull. Charges a late fee. No co-sign option.

What rates and terms does Chorus Credit Personal Loans offer?

Chorus Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What fees does Chorus Credit Personal Loans charge?

What do you need to qualify for Chorus Credit Personal Loans?

Applicants with a credit score of at least 500 and up to 700 are eligible for Chorus Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Chorus Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Chorus Credit Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Chorus Credit Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Chorus Credit Personal Loans. Permanent resident / green card holders are also eligible to apply.

Chorus Credit Personal Loans Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Credit Score	500 - 700

What is the estimated funding time for a personal loan via Chorus Credit Personal Loans?

Chorus Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 2 business days.

Does Chorus Credit Personal Loans report your account activity to credit bureaus?

Chorus Credit Personal Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.