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Last Updated: 04/18/2025

Coastal1 Credit Union Share Secured Loans

in Personal Loans from Coastal1 Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Coastal1 Credit Union logo
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APR (Fixed APR)

3.10%(Verified 07/02/2024)

Amount Range

N/A


Loan Term (Months)

24

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Coastal1 Credit Union Share Secured Loans Review

Coastal1 Credit Union Share Secured Loans is offered by Coastal1 Credit Union, a credit union founded in 1928 and based in Pawtucket, RI. Coastal1 Credit Union Share Secured Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 3.10%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Coastal1 Credit Union Share Secured Loans are on the lower end of the spectrum.

Coastal1 Credit Union Share Secured Loans Pros & Cons

Coastal1 Credit Union Share Secured Loans FAQ

What interest rates and personal loan terms does Coastal1 Credit Union Share Secured Loans offer?

Coastal1 Credit Union Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Coastal1 Credit Union Share Secured Loans offer?

Coastal1 Credit Union Share Secured Loans offers a fixed APR personal loan product of 3.10%.

What is the maximum loan term you can get with Coastal1 Credit Union Share Secured Loans?

Coastal1 Credit Union Share Secured Loans offers loans with terms of 24 months.

What fees does Coastal1 Credit Union Share Secured Loans charge?

Does Coastal1 Credit Union Share Secured Loans charge an origination fee?

Coastal1 Credit Union Share Secured Loans may charge a personal loan origination fee .

Does Coastal1 Credit Union Share Secured Loans charge a late fee?

Coastal1 Credit Union Share Secured Loans does not disclose whether it charges late payment fees.

Does Coastal1 Credit Union Share Secured Loans charge prepayment fees?

No, Coastal1 Credit Union Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Coastal1 Credit Union Share Secured Loans?

Coastal1 Credit Union Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Coastal1 Credit Union Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Coastal1 Credit Union Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Coastal1 Credit Union Share Secured Loans report your account activity to credit bureaus?

Yes, Coastal1 Credit Union Share Secured Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Coastal1 Credit Union perform a hard credit pull?

Yes, Coastal1 Credit Union Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Coastal1 Credit Union Share Secured Loans legit?

Coastal1 Credit Union was founded in 1928, it is a well-established company that has been in business for 98 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1200 Central Ave
Pawtucket, RI 02861
(401) 722-2212
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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Other Personal Loans from Coastal1 Credit Union

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Rating not yet determined
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APR

Starting at 10.49%
Disclaimer popup with additional information

Amount Range

Up to $15,000

Loan Term (Months)

48 - 60
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SuperMoney Net Recommendation Score

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Coastal1 Credit Union Share Secured Loans Community Reviews

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