Is CoffeeBreakLoans Personal Loans the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
5.99% - 35.99%(Verified 09/07/2024)
Amount Range
$1,000 - $50,000
Loan Term (Months)
Up to 72
CoffeeBreakLoans Personal Loans Review
CoffeeBreakLoans Personal Loans is offered by CoffeeBreakLoans.com, a direct lender founded in 2023 and based in , . CoffeeBreakLoans Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for CoffeeBreakLoans Personal Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with CoffeeBreakLoans Personal Loans .
- Super long loan terms. CoffeeBreakLoans Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
CoffeeBreakLoans Personal Loans Pros & Cons
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CoffeeBreakLoans Personal Loans FAQ
What interest rates and personal loan terms does CoffeeBreakLoans Personal Loans offer?
CoffeeBreakLoans Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CoffeeBreakLoans Personal Loans offer?
CoffeeBreakLoans Personal Loans offers a variable APR personal loan product that ranges from 5.99% APR up to 35.99% APR.
How much can you borrow via CoffeeBreakLoans Personal Loans?
Personal loan amounts start at $1,000 and go up to $50,000
What is the maximum loan term you can get with CoffeeBreakLoans Personal Loans?
CoffeeBreakLoans Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | $1000 - $50000 |
| Loan Term | up to 72 months |
| APR | 5.99% - 35.99% |
What fees does CoffeeBreakLoans Personal Loans charge?
Does CoffeeBreakLoans Personal Loans charge an origination fee?
CoffeeBreakLoans Personal Loans may charge a personal loan origination fee .
Does CoffeeBreakLoans Personal Loans charge a late fee?
CoffeeBreakLoans Personal Loans does not disclose whether it charges late payment fees.
Does CoffeeBreakLoans Personal Loans charge prepayment fees?
No, CoffeeBreakLoans Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for CoffeeBreakLoans Personal Loans?
CoffeeBreakLoans Personal Loans does not require or does not disclose a credit score minimum. CoffeeBreakLoans Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CoffeeBreakLoans Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does CoffeeBreakLoans Personal Loans report your account activity to credit bureaus?
Yes, CoffeeBreakLoans Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoffeeBreakLoans.com perform a hard credit pull?
Yes, CoffeeBreakLoans Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CoffeeBreakLoans Personal Loans legit?
CoffeeBreakLoans was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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