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CreditStrong Instal

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Highlights
APR N/A
Loan Amount Up to $1,100
Loan Term (Months) 24 - 48 months

CreditStrong Instal Review

CreditStrong Instal is offered by creditstrong, a financial services company founded in 2006 and based in Austin, TX. creditstrong instal are available in 48 states (and Washington, DC).

Key Takeaways

    .
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CreditStrong Instal early.

creditstrong instal Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Small loan amounts (maximum of $1,100).
  • Does not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee

creditstrong instal FAQ

What interest rates and personal loan terms does creditstrong instal offer?

creditstrong instal has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does creditstrong instal offer?

creditstrong instal offers a fixed APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with creditstrong instal?

creditstrong instal offers loans with terms of up to 48 months.

creditstrong instal Interest Rates & Loan Terms
Personal Loan Amount up to $1100
Loan Term 24 - 48 months
APR N/A

What fees does creditstrong instal charge?

Does creditstrong instal charge an origination fee?

creditstrong instal may charge a personal loan origination fee.

Does creditstrong instal charge a late fee?

No, creditstrong instal will not charge you a late fee if you miss one of the monthly payments.

Does creditstrong instal charge prepayment fees?

No, creditstrong instal does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

creditstrong instal Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for CreditStrong Instal?

CreditStrong Instal does not require or does not disclose a credit score minimum.

CreditStrong Instal does not have or does not disclose a minimum annual income eligibility requirement. CreditStrong Instal only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CreditStrong Instal. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CreditStrong Instal.

To qualify, applicants may need to provide the following documentation:

  • Blank personal check and/or debit card
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
creditstrong instal Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Does CreditStrong Instal report your account activity to credit bureaus?

Yes, CreditStrong Instal reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are CreditStrong Instal legit?

CreditStrong was founded in 2006, it is a well-established company that has been in business for 17 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

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Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
  • Blank Personal Check and/or Debit Card
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Credit/Debit Card
  • Bank Transfer
APR Type Fixed APR
Loan Amount Up to $1,100
Loan Term 24 - 48 months

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