Last Updated: 04/18/2025
CVPH Employees FCU Education Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 6.74%(Verified 09/07/2024)
Amount Range
Up to $2,500
Loan Term (Months)
Up to 24
CVPH Employees FCU Education Loans Review
CVPH Employees FCU Education Loans is offered by CVPH Employees Federal Credit Union, a credit union founded in 1975 and based in Plattsburgh, NY. CVPH Employees FCU Education Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 6.74%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CVPH Employees FCU Education Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for CVPH Employees FCU Education Loans.
CVPH Employees FCU Education Loans Pros & Cons
| Pros | Cons |
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CVPH Employees FCU Education Loans FAQ
What interest rates and personal loan terms does CVPH Employees FCU Education Loans offer?
CVPH Employees FCU Education Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CVPH Employees FCU Education Loans offer?
CVPH Employees FCU Education Loans offers a fixed APR personal loan product that starts at 6.74% APR.
What is the maximum loan term you can get with CVPH Employees FCU Education Loans?
CVPH Employees FCU Education Loans offers loans with terms of up to 24 months.
| Personal Loan Amount | up to $2500.00 |
| Loan Term | up to 24 months |
| APR | Starting at 6.74% |
What fees does CVPH Employees FCU Education Loans charge?
Does CVPH Employees FCU Education Loans charge an origination fee?
CVPH Employees FCU Education Loans may charge a personal loan origination fee .
Does CVPH Employees FCU Education Loans charge a late fee?
Yes, CVPH Employees FCU Education Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $30.00.
Does CVPH Employees FCU Education Loans charge prepayment fees?
No, CVPH Employees FCU Education Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $30.00 |
What do you need to qualify for CVPH Employees FCU Education Loans?
CVPH Employees FCU Education Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. CVPH Employees FCU Education Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CVPH Employees FCU Education Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does CVPH Employees FCU Education Loans report your account activity to credit bureaus?
Yes, CVPH Employees FCU Education Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CVPH Employees Federal Credit Union perform a hard credit pull?
Yes, CVPH Employees FCU Education Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CVPH Employees FCU Education Loans legit?
CVPH Employees Federal Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed
Other Services by CVPH Employees Federal Credit Union
Other Personal Loans from CVPH Employees Federal Credit Union
Rating not yet determined
APR
Starting at 8.95%
Disclaimer popup with additional information
Amount Range
$500 - $7,500
Loan Term (Months)
N/A
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