Last Updated: 04/18/2025
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Highlights
APR (Fee-Based Product)
N/A
Amount Range
Up to $500
Loan Term (Months)
N/A
Dave ExtraCash™ Account Review
Dave ExtraCash™ Account is offered by Dave Inc, founded in 2016 and based in West Hollywood, CA. Dave ExtraCash™ Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Fee-based product. Unlike most personal loans, which typically charge a simple daily interest rate, Dave ExtraCash™ Account does not have a periodic interest rate. Instead, it charges a fixed-fee.
- No late fees. Dave ExtraCash™ Account will not charge additional fees if you miss the due date on a payment.
Dave ExtraCash™ Account Pros & Cons
| Pros | Cons |
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Dave ExtraCash™ Account FAQ
What interest rates and personal loan terms does Dave ExtraCash™ Account offer?
Dave ExtraCash™ Account has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Dave ExtraCash™ Account offer?
Dave ExtraCash™ Account offers a fee-based personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | up to $500.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does Dave ExtraCash™ Account charge?
Does Dave ExtraCash™ Account charge an origination fee?
Dave ExtraCash™ Account may charge a personal loan origination fee .
Does Dave ExtraCash™ Account charge a late fee?
No, Dave ExtraCash™ Account will not charge you a late fee if you miss payments.
Does Dave ExtraCash™ Account charge prepayment fees?
No, Dave ExtraCash™ Account does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $0.00 |
What do you need to qualify for Dave ExtraCash™ Account?
Dave ExtraCash™ Account does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Dave ExtraCash™ Account does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Dave ExtraCash™ Account.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Dave ExtraCash™ Account?
Dave ExtraCash™ Account will typically fund loans within 2 to 3 business days of approval and clearing necessary verifications.
Does Dave ExtraCash™ Account report your account activity to credit bureaus?
Yes, Dave ExtraCash™ Account reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Dave Inc perform a hard credit pull?
Yes, Dave ExtraCash™ Account performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Dave ExtraCash™ Account legit?
Dave was founded in 2016, it is a well-established company that has been in business for 10 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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