Last Updated: 04/18/2025
Del Norte Credit Union Freedom Cash Loan
Unaffiliated
in Personal Loans from Del Norte Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 27.17%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 6
Del Norte Credit Union Freedom Cash Loan Review
Del Norte Credit Union Freedom Cash Loan is offered by Del Norte Credit Union, a credit union founded in 1954 and based in Santa Fe, NM. Del Norte Credit Union Freedom Cash Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 27.17%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Del Norte Credit Union Freedom Cash Loan are on the higher end of the spectrum.
Del Norte Credit Union Freedom Cash Loan Pros & Cons
| Pros | Cons |
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Del Norte Credit Union Freedom Cash Loan FAQ
What interest rates and personal loan terms does Del Norte Credit Union Freedom Cash Loan offer?
Del Norte Credit Union Freedom Cash Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Del Norte Credit Union Freedom Cash Loan offer?
Del Norte Credit Union Freedom Cash Loan offers a fixed APR personal loan product that starts at 27.17% APR.
What is the maximum loan term you can get with Del Norte Credit Union Freedom Cash Loan?
Del Norte Credit Union Freedom Cash Loan offers loans with terms of up to 6 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 6 months |
| APR | Starting at 27.17% |
What fees does Del Norte Credit Union Freedom Cash Loan charge?
Does Del Norte Credit Union Freedom Cash Loan charge an origination fee?
Del Norte Credit Union Freedom Cash Loan may charge a personal loan origination fee .
Does Del Norte Credit Union Freedom Cash Loan charge a late fee?
Yes, Del Norte Credit Union Freedom Cash Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $15.00.
Does Del Norte Credit Union Freedom Cash Loan charge prepayment fees?
No, Del Norte Credit Union Freedom Cash Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $15.00 |
What do you need to qualify for Del Norte Credit Union Freedom Cash Loan?
Del Norte Credit Union Freedom Cash Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Del Norte Credit Union Freedom Cash Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Del Norte Credit Union Freedom Cash Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Del Norte Credit Union Freedom Cash Loan report your account activity to credit bureaus?
Yes, Del Norte Credit Union Freedom Cash Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Del Norte Credit Union perform a hard credit pull?
Yes, Del Norte Credit Union Freedom Cash Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Del Norte Credit Union Freedom Cash Loan legit?
Del Norte Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM