Last Updated: 04/18/2025
Diablo Valley FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.99% - 15.99%(Verified 07/21/2024)
Amount Range
N/A
Loan Term (Months)
12 - 60
Diablo Valley FCU Personal Loans Review
Diablo Valley FCU Personal Loans is offered by Diablo Valley Federal Credit Union, a credit union founded in 1961 and based in Concord, CA. Diablo Valley FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Diablo Valley FCU Personal Loans are on the higher end of the spectrum.
Diablo Valley FCU Personal Loans Pros & Cons
| Pros | Cons |
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Diablo Valley FCU Personal Loans FAQ
What interest rates and personal loan terms does Diablo Valley FCU Personal Loans offer?
Diablo Valley FCU Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Diablo Valley FCU Personal Loans offer?
Diablo Valley FCU Personal Loans offers a fixed APR personal loan product that ranges from 10.99% APR up to 15.99% APR.
What is the maximum loan term you can get with Diablo Valley FCU Personal Loans?
Diablo Valley FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 60 months |
| APR | 10.99% - 15.99% |
What fees does Diablo Valley FCU Personal Loans charge?
Does Diablo Valley FCU Personal Loans charge an origination fee?
Diablo Valley FCU Personal Loans may charge a personal loan origination fee .
Does Diablo Valley FCU Personal Loans charge a late fee?
Diablo Valley FCU Personal Loans does not disclose whether it charges late payment fees.
Does Diablo Valley FCU Personal Loans charge prepayment fees?
No, Diablo Valley FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Diablo Valley FCU Personal Loans?
Diablo Valley FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Diablo Valley FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Diablo Valley FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Diablo Valley FCU Personal Loans report your account activity to credit bureaus?
Diablo Valley FCU Personal Loans does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does Diablo Valley Federal Credit Union perform a hard credit pull?
Yes, Diablo Valley FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Diablo Valley FCU Personal Loans legit?
Diablo Valley Federal Credit Union was founded in 1961, it is a well-established company that has been in business for 65 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 4:00PM