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  Dort Financial CU Personal Loans
Dort Financial CU Personal Loans
in Personal Loans from Dort Financial Credit Union
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Dort Financial CU Personal Loans

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in Personal Loans from Dort Financial Credit Union
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Highlights
APR  (Variable APR) 9.99% - 13.25%
(Verified 08/04/2023)
Loan Amount N/A
Loan Term (Months) N/A

Dort Financial CU Personal Loans Review

Dort Financial CU Personal Loans is offered by dort financial credit union, a credit union founded in 1951 and based in Flint, MI. dort financial cu personal loans are available in 1 state across the USA.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Dort Financial CU Personal Loans early.

dort financial cu personal loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Dort Financial CU Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

dort financial cu personal loans FAQ

What interest rates and personal loan terms does dort financial cu personal loans offer?

What interest rates does dort financial cu personal loans offer?

dort financial cu personal loans offers a variable APR personal loan product that ranges from 9.99% APR up to 13.25% APR.

dort financial cu personal loans Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term N/A
APR 9.99% - 13.25%

What fees does dort financial cu personal loans charge?

Does dort financial cu personal loans charge an origination fee?

dort financial cu personal loans may charge a personal loan origination fee.

Does dort financial cu personal loans charge a late fee?

No, dort financial cu personal loans will not charge you a late fee if you miss one of the monthly payments.

Does dort financial cu personal loans charge prepayment fees?

No, dort financial cu personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

dort financial cu personal loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Dort Financial CU Personal Loans?

Dort Financial CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Dort Financial CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Dort Financial CU Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Dort Financial CU Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Dort Financial CU Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
dort financial cu personal loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Dort Financial CU Personal Loans legit?

Dort Financial Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
Payment Options
  • Over the Phone
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
  • Bank Transfer
APR Type Variable APR
APR (Variable APR) 9.99% - 13.25%
(Verified 08/04/2023)

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