Last Updated: 04/18/2025
Elevate Credit Union Holiday Loan
Unaffiliated
in Personal Loans from Elevate Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 9.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 12
Elevate Credit Union Holiday Loan Review
Elevate Credit Union Holiday Loan is offered by Elevate Credit Union, a credit union founded in 1954 and based in Brigham City, UT. Elevate Credit Union Holiday Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Elevate Credit Union Holiday Loan are on the lower end of the spectrum.
Elevate Credit Union Holiday Loan Pros & Cons
| Pros | Cons |
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Elevate Credit Union Holiday Loan FAQ
What interest rates and personal loan terms does Elevate Credit Union Holiday Loan offer?
What interest rates does Elevate Credit Union Holiday Loan offer?
Elevate Credit Union Holiday Loan offers a fixed APR personal loan product that starts at 9.99% APR.
What is the maximum loan term you can get with Elevate Credit Union Holiday Loan?
Elevate Credit Union Holiday Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 12 months |
| APR | Starting at 9.99% |
What fees does Elevate Credit Union Holiday Loan charge?
Does Elevate Credit Union Holiday Loan charge an origination fee?
Elevate Credit Union Holiday Loan may charge a personal loan origination fee .
Does Elevate Credit Union Holiday Loan charge a late fee?
Elevate Credit Union Holiday Loan does not disclose whether it charges late payment fees.
Does Elevate Credit Union Holiday Loan charge prepayment fees?
No, Elevate Credit Union Holiday Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $25.00 |
What do you need to qualify for Elevate Credit Union Holiday Loan?
Elevate Credit Union Holiday Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Elevate Credit Union Holiday Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Elevate Credit Union Holiday Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Elevate Credit Union Holiday Loan report your account activity to credit bureaus?
Yes, Elevate Credit Union Holiday Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Elevate Credit Union perform a hard credit pull?
Yes, Elevate Credit Union Holiday Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Elevate Credit Union Holiday Loan legit?
Elevate Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
All Day
Monday
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Tuesday
All Day
Wednesday
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Thursday
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Friday
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Saturday
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