Last Updated: 04/18/2025
Elevate Credit Union Payday Loan
Unaffiliated
in Personal Loans from Elevate Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$100 - $800
Loan Term (Months)
Up to 90
Elevate Credit Union Payday Loan Review
Elevate Credit Union Payday Loan is offered by Elevate Credit Union, a credit union founded in 1954 and based in Brigham City, UT. Elevate Credit Union Payday Loan are available in 50 states and Washington, DC.
Key Takeaways
- .
- Small-dollar loans. Elevate Credit Union Payday Loan has a maximum loan amount of just $800.00 .
- Super long loan terms. Elevate Credit Union Payday Loan offers loan terms of up to 90 months. Most personal loans have a maximum term of 60 months.
Elevate Credit Union Payday Loan Pros & Cons
| Pros | Cons |
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Elevate Credit Union Payday Loan FAQ
What interest rates and personal loan terms does Elevate Credit Union Payday Loan offer?
Elevate Credit Union Payday Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Elevate Credit Union Payday Loan offer?
Elevate Credit Union Payday Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Elevate Credit Union Payday Loan?
Personal loan amounts start at $100.00 and go up to $800.00
What is the maximum loan term you can get with Elevate Credit Union Payday Loan?
Elevate Credit Union Payday Loan offers loans with terms of up to 90 months.
| Personal Loan Amount | $100.00 - $800.00 |
| Loan Term | up to 90 months |
| APR | N/A |
What fees does Elevate Credit Union Payday Loan charge?
Does Elevate Credit Union Payday Loan charge an origination fee?
Elevate Credit Union Payday Loan may charge a personal loan origination fee .
Does Elevate Credit Union Payday Loan charge a late fee?
Elevate Credit Union Payday Loan does not disclose whether it charges late payment fees.
Does Elevate Credit Union Payday Loan charge prepayment fees?
No, Elevate Credit Union Payday Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $25.00 |
What do you need to qualify for Elevate Credit Union Payday Loan?
Elevate Credit Union Payday Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Elevate Credit Union Payday Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Elevate Credit Union Payday Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Elevate Credit Union Payday Loan report your account activity to credit bureaus?
Yes, Elevate Credit Union Payday Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Elevate Credit Union perform a hard credit pull?
Yes, Elevate Credit Union Payday Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Elevate Credit Union Payday Loan legit?
Elevate Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day