Last Updated: 04/18/2025
Everwise Credit Union Lift Credit Builder Loan
Unaffiliated
in Personal Loans from Everwise Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 5.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 36
Everwise Credit Union Lift Credit Builder Loan Review
Everwise Credit Union Lift Credit Builder Loan is offered by Everwise Credit Union, a credit union founded in 1931 and based in South Bend, IN. Everwise Credit Union Lift Credit Builder Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 5.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Everwise Credit Union Lift Credit Builder Loan are on the lower end of the spectrum.
Everwise Credit Union Lift Credit Builder Loan Pros & Cons
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Everwise Credit Union Lift Credit Builder Loan FAQ
What interest rates and personal loan terms does Everwise Credit Union Lift Credit Builder Loan offer?
Everwise Credit Union Lift Credit Builder Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Everwise Credit Union Lift Credit Builder Loan offer?
Everwise Credit Union Lift Credit Builder Loan offers a fixed APR personal loan product that starts at 5.00% APR.
What is the maximum loan term you can get with Everwise Credit Union Lift Credit Builder Loan?
Everwise Credit Union Lift Credit Builder Loan offers loans with terms of up to 36 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 36 months |
| APR | Starting at 5.00% |
What fees does Everwise Credit Union Lift Credit Builder Loan charge?
Does Everwise Credit Union Lift Credit Builder Loan charge an origination fee?
Everwise Credit Union Lift Credit Builder Loan may charge a personal loan origination fee .
Does Everwise Credit Union Lift Credit Builder Loan charge a late fee?
Everwise Credit Union Lift Credit Builder Loan does not disclose whether it charges late payment fees.
Does Everwise Credit Union Lift Credit Builder Loan charge prepayment fees?
No, Everwise Credit Union Lift Credit Builder Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Everwise Credit Union Lift Credit Builder Loan?
Everwise Credit Union Lift Credit Builder Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Everwise Credit Union Lift Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Everwise Credit Union Lift Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Everwise Credit Union Lift Credit Builder Loan report your account activity to credit bureaus?
Yes, Everwise Credit Union Lift Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Everwise Credit Union perform a hard credit pull?
Yes, Everwise Credit Union Lift Credit Builder Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Everwise Credit Union Lift Credit Builder Loan legit?
Everwise Credit Union was founded in 1931, it is a well-established company that has been in business for 95 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM