Last Updated: 04/18/2025
Fast Loan Direct Personal Loans
Unaffiliated
in Personal Loans from Fast Loan Direct
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
5.99% - 35.99%(Verified 06/21/2024)
Amount Range
$100 - $35,000
Loan Term (Months)
Up to 72
Fast Loan Direct Personal Loans Review
Fast Loan Direct Personal Loans is offered by Fast Loan Direct, a marketplace lending platform founded in and based in Van Nuys, CA. Fast Loan Direct Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Fast Loan Direct Personal Loans are on the lower end of the spectrum.
- No origination fee. Fast Loan Direct Personal Loans does not charge a loan origination fee.
- Super long loan terms. Fast Loan Direct Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Fast Loan Direct Personal Loans Pros & Cons
| Pros | Cons |
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Fast Loan Direct Personal Loans FAQ
What interest rates and personal loan terms does Fast Loan Direct Personal Loans offer?
Fast Loan Direct Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Fast Loan Direct Personal Loans offer?
Fast Loan Direct Personal Loans offers a variable APR personal loan product that ranges from 5.99% APR up to 35.99% APR.
How much can you borrow via Fast Loan Direct Personal Loans?
Personal loan amounts start at $100 and go up to $35,000
What is the maximum loan term you can get with Fast Loan Direct Personal Loans?
Fast Loan Direct Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | $100 - $35000 |
| Loan Term | up to 72 months |
| APR | 5.99% - 35.99% |
What fees does Fast Loan Direct Personal Loans charge?
Does Fast Loan Direct Personal Loans charge an origination fee?
Fast Loan Direct Personal Loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Fast Loan Direct Personal Loans charge a late fee?
Fast Loan Direct Personal Loans does not disclose whether it charges late payment fees.
Does Fast Loan Direct Personal Loans charge prepayment fees?
No, Fast Loan Direct Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | Starting at 0% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Fast Loan Direct Personal Loans?
When it comes to credit scores, Fast Loan Direct Personal Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Fast Loan Direct Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Fast Loan Direct Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking or savings account
- Proof of income
- Bank account information
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 300 - 850 |
Does Fast Loan Direct Personal Loans report your account activity to credit bureaus?
Yes, Fast Loan Direct Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Fast Loan Direct perform a hard credit pull?
Yes, Fast Loan Direct Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed