Last Updated: 04/18/2025
Firelands FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A(Verified 01/08/2024)
Amount Range
$5,000 - $50,000
Loan Term (Months)
Up to 84
Firelands FCU Personal Loans Review
Firelands FCU Personal Loans is offered by Firelands Federal Credit Union, a credit union founded in 1957 and based in Bellevue, OH. Firelands FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- .
- Large loan amounts. You can apply for loan amounts of up to $50,000 with Firelands FCU Personal Loans .
- Super long loan terms. Firelands FCU Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Firelands FCU Personal Loans Pros & Cons
| Pros | Cons |
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Firelands FCU Personal Loans FAQ
What interest rates and personal loan terms does Firelands FCU Personal Loans offer?
Firelands FCU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Firelands FCU Personal Loans offer?
Firelands FCU Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Firelands FCU Personal Loans?
Personal loan amounts start at $5,000 and go up to $50,000
What is the maximum loan term you can get with Firelands FCU Personal Loans?
Firelands FCU Personal Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | $5000 - $50000 |
| Loan Term | up to 84 months |
| APR | N/A |
What fees does Firelands FCU Personal Loans charge?
Does Firelands FCU Personal Loans charge an origination fee?
Firelands FCU Personal Loans may charge a personal loan origination fee .
Does Firelands FCU Personal Loans charge a late fee?
Firelands FCU Personal Loans does not disclose whether it charges late payment fees.
Does Firelands FCU Personal Loans charge prepayment fees?
Yes, Firelands FCU Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for Firelands FCU Personal Loans?
Firelands FCU Personal Loans does not require or does not disclose a credit score minimum. Firelands FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Firelands FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Firelands FCU Personal Loans report your account activity to credit bureaus?
Yes, Firelands FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Firelands Federal Credit Union perform a hard credit pull?
Yes, Firelands FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Firelands FCU Personal Loans legit?
Firelands Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
8:00AM - 4:00PM