Last Updated: 04/18/2025
First Imperial Credit Union Fast Cash Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
18.00%(Verified 06/21/2024)
Amount Range
Up to $750
Loan Term (Months)
Up to 2
First Imperial Credit Union Fast Cash Loan Review
First Imperial Credit Union Fast Cash Loan is offered by First Imperial Credit Union, a credit union founded in 1942 and based in El Centro, CA. First Imperial Credit Union Fast Cash Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 18.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for First Imperial Credit Union Fast Cash Loan are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Imperial Credit Union Fast Cash Loan.
First Imperial Credit Union Fast Cash Loan Pros & Cons
| Pros | Cons |
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First Imperial Credit Union Fast Cash Loan FAQ
What interest rates and personal loan terms does First Imperial Credit Union Fast Cash Loan offer?
First Imperial Credit Union Fast Cash Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does First Imperial Credit Union Fast Cash Loan offer?
First Imperial Credit Union Fast Cash Loan offers a fixed APR personal loan product of 18.00%.
What is the maximum loan term you can get with First Imperial Credit Union Fast Cash Loan?
First Imperial Credit Union Fast Cash Loan offers loans with terms of up to 2 months.
| Personal Loan Amount | up to $750.00 |
| Loan Term | up to 2 months |
| APR | 18.00% |
What fees does First Imperial Credit Union Fast Cash Loan charge?
Does First Imperial Credit Union Fast Cash Loan charge an origination fee?
First Imperial Credit Union Fast Cash Loan may charge a personal loan origination fee .
Does First Imperial Credit Union Fast Cash Loan charge a late fee?
First Imperial Credit Union Fast Cash Loan does not disclose whether it charges late payment fees.
Does First Imperial Credit Union Fast Cash Loan charge prepayment fees?
No, First Imperial Credit Union Fast Cash Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for First Imperial Credit Union Fast Cash Loan?
First Imperial Credit Union Fast Cash Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Imperial Credit Union Fast Cash Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Imperial Credit Union Fast Cash Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does First Imperial Credit Union Fast Cash Loan report your account activity to credit bureaus?
Yes, First Imperial Credit Union Fast Cash Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Imperial Credit Union perform a hard credit pull?
Yes, First Imperial Credit Union Fast Cash Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are First Imperial Credit Union Fast Cash Loan legit?
First Imperial Credit Union was founded in 1942, it is a well-established company that has been in business for 84 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM
Other Services by First Imperial Credit Union
Other Personal Loans from First Imperial Credit Union
Rating not yet determined
APR
Starting at 11.24%
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Amount Range
N/A
Loan Term (Months)
Up to 60
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APR
13.00% - 15.00%
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Amount Range
$1,000 - $4,000
Loan Term (Months)
12 - 24
Rating not yet determined
APR
3.050% - 3.100%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
Rating not yet determined
APR
Starting at 11.74%
Disclaimer popup with additional information
Amount Range
$500 - $30,000
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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