Last Updated: 04/18/2025
High Peaks FCU Signature Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.86%(Verified 07/31/2024)
Amount Range
N/A
Loan Term (Months)
48
High Peaks FCU Signature Loan Review
High Peaks FCU Signature Loan is offered by High Peaks Federal Credit Union, a credit union founded in 1961 and based in Dillon, MT. High Peaks FCU Signature Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.86%. Personal loan interest rates typically range between 9% and 36%. The starting rates for High Peaks FCU Signature Loan are on the higher end of the spectrum.
High Peaks FCU Signature Loan Pros & Cons
| Pros | Cons |
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High Peaks FCU Signature Loan FAQ
What interest rates and personal loan terms does High Peaks FCU Signature Loan offer?
High Peaks FCU Signature Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does High Peaks FCU Signature Loan offer?
High Peaks FCU Signature Loan offers a fixed APR personal loan product that starts at 10.86% APR.
What is the maximum loan term you can get with High Peaks FCU Signature Loan?
High Peaks FCU Signature Loan offers loans with terms of 48 months.
| Personal Loan Amount | N/A |
| Loan Term | 48 months |
| APR | Starting at 10.86% |
What fees does High Peaks FCU Signature Loan charge?
Does High Peaks FCU Signature Loan charge an origination fee?
High Peaks FCU Signature Loan may charge a personal loan origination fee .
Does High Peaks FCU Signature Loan charge a late fee?
Yes, High Peaks FCU Signature Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $30.00.
Does High Peaks FCU Signature Loan charge prepayment fees?
No, High Peaks FCU Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $30.00 |
What do you need to qualify for High Peaks FCU Signature Loan?
High Peaks FCU Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. High Peaks FCU Signature Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by High Peaks FCU Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does High Peaks FCU Signature Loan report your account activity to credit bureaus?
Yes, High Peaks FCU Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does High Peaks Federal Credit Union perform a hard credit pull?
Yes, High Peaks FCU Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are High Peaks FCU Signature Loan legit?
High Peaks Federal Credit Union was founded in 1961, it is a well-established company that has been in business for 65 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed