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Integra Credit Personal Loans

in Personal Loans from Deinde Online Services LLC

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Integra Credit Personal Loans

Claimed

in Personal Loans from Deinde Online Services LLC

SuperMoney Net Recommendation Score +33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating Mostly recommended
Loan Amount $500 - $3,000
APR  (Fixed APR) 99% - 299%
Loan Term 6 - 24 months

Integra Credit Personal Loans Review

Integra Credit Personal Loans is a personal loan offering by Deinde Online Services LLC, a direct lender based in Chicago, IL. Founded in 2014, Deinde Online Services LLC offers access to personal loans in 8 states across the USA.

What rates and terms does Integra Credit Personal Loans offer?

Integra Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Integra Credit Personal Loans offer?

Integra Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 299% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Integra Credit Personal Loans?

Loan amounts start at $500 and go up to $3,000.

What can a personal loan from Integra Credit Personal Loans be used for?

Personal loans from Integra Credit Personal Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Integra Credit Personal Loans?

Integra Credit Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Integra Credit Personal Loans Rates & Terms
Loan Amount $500 - $3000
Loan Term 6 - 24 months
APR 99% - 299%

What fees does Integra Credit Personal Loans charge?

Does Integra Credit Personal Loans charge an origination fee?

Integra Credit Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Integra Credit Personal Loans charge a late fee?

Yes, Integra Credit Personal Loans may charge borrowers a late payment fee

Does Integra Credit Personal Loans charge prepayment fees?

No, Integra Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Integra Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with Integra Credit Personal Loans?

Applicants with a credit score of at least 500 can apply for a loan via Integra Credit Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Integra Credit Personal Loans loan, applicants need a minimum annual income of $24,000 or higher. Integra Credit Personal Loans only considers borrowers who are employed and meet the minimum income requirement.

Active duty servicemembers and their covered dependents cannot apply for a loan via Integra Credit Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of identity
  • Proof of income
Integra Credit Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 500 - 630

What is the estimated funding time for a personal loan via Integra Credit Personal Loans?

Integra Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

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Contact

  • Headquarters
  •   200 W. Jackson Blvd. Suite 500
    Chicago, IL 60606 USA
  •   Visit Site

Message from Deinde Online Services LLC

Integra Credit is an online lender that provides borrowers access to the credit they need with comfortable monthly payments. The fast and secure application process provides a virtually instant approval decision and the money can be received as early as the next business day. Checking your loan offers will not impact your credit score. Integra Credit offers personal loans up to $3,000, offers may vary by State.

About Integra Credit Personal Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 8 states
  • Alabama
  • Delaware
  • Idaho
  • Missouri
  • New Mexico
  • South Carolina
  • Utah
  • Wisconsin

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 500 - 630
Immigration Status Considered
  • U.S. Citizen
Minimum Annual Income $24,000
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Identity
  • Proof of Income
Loan Amount $500 - $3K
Loan Term 6 - 24 months
APR (Fixed APR) 99% - 299%

Integra Credit Personal Loans Community Reviews

 
 

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