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Integra Credit Personal Loans

in Personal Loans from Deinde Online Services LLC

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Integra Credit Personal Loans

Claimed

in Personal Loans from Deinde Online Services LLC

SuperMoney Net Recommendation Score +38% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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5 users recommend
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2 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Loan Amount $500 - $3,000
APR  (Fixed APR) 99% - 299%
Loan Term 6 - 24 months
Number of Reviews 8

Integra Credit Personal Loans Review

Integra Credit Personal Loans is offered by Deinde Online Services LLC, a direct lender founded in 2014 and based in Chicago, IL. Integra Credit Personal Loans is available in 12 states across the USA.

What rates and terms does Integra Credit Personal Loans offer?

Integra Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Integra Credit Personal Loans offer?

Integra Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 299% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Integra Credit Personal Loans?

Loan amounts start at $500 and go up to $3,000.

What can a personal loan from Integra Credit Personal Loans be used for?

Personal loans from Integra Credit Personal Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Integra Credit Personal Loans?

Integra Credit Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Integra Credit Personal Loans Rates & Terms
Loan Amount $500 - $3000
Loan Term 6 - 24 months
APR 99% - 299%

What fees does Integra Credit Personal Loans charge?

Does Integra Credit Personal Loans charge an origination fee?

Integra Credit Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Integra Credit Personal Loans charge a late fee?

Yes, Integra Credit Personal Loans may charge borrowers a late payment fee

Does Integra Credit Personal Loans charge prepayment fees?

No, Integra Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Integra Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Integra Credit Personal Loans?

Applicants with a credit score of at least 500 and up to 630 are eligible for Integra Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Integra Credit Personal Loans, applicants need a minimum annual income of $24,000 or higher. Integra Credit Personal Loans only considers borrowers who are employed and meet the minimum income requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Integra Credit Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Integra Credit Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Proof of identity
Integra Credit Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 500 - 630

    What is the estimated funding time for a personal loan via Integra Credit Personal Loans?

    Integra Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

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    Contact

    • Headquarters
    •   200 W. Jackson Blvd. Suite 500
      Chicago, IL 60606
    •   Visit Site

    Message from Deinde Online Services LLC

    Integra Credit is an online lender that provides borrowers access to the credit they need with comfortable monthly payments. The fast and secure application process provides a virtually instant approval decision and the money can be received as early as the next business day. Checking your loan offers will not impact your credit score. Integra Credit offers personal loans up to $3,000, offers may vary by State.

    About Integra Credit Personal Loans

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 12 states
    • Alabama
    • California
    • Delaware
    • Idaho
    • Kansas
    • Mississippi
    • Missouri
    • New Mexico
    • South Carolina
    • Tennessee
    • Utah
    • Wisconsin

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Checking Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    Immigration Status Considered
    • U.S. Citizen
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $24,000
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Proof of Identity
    • Proof of Income
    • Recent Bank Statements
    Loan Amount $500 - $3K
    APR (Fixed APR) 99% - 299%
    Loan Term 6 - 24 months

    Integra Credit Personal Loans Community Reviews

     

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