2 more

Last Updated: 02/01/2026

Integra Credit Personal Loans

from Deinde Financial LLC

Last Updated: 02/01/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly not recommended14 total votes

6 users recommend

1 users are unsure

7 users don't recommend

Explore a similar product

Try this top product in Personal Loans

Avant Loans

Strongly recommended703 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

Get Competing Personal Loan Offers

Compare personal loan offers from Integra Credit Personal Loans and their competitors.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights

Community Rating

Mostly not recommended

APR (Fixed APR)

99% - 399%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$500 - $3,000

Loan Term (Months)

6 - 24

Number of Reviews

Integra Credit Personal Loans Review

Integra Credit Personal Loans is offered by Deinde Financial LLC, a nonbank financial services provider founded in 2014 and based in Chicago, IL. Integra Credit are available in 8 states.

Key Takeaways

APRs starting at 99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Integra Credit Personal Loans are on the higher end of the spectrum.
Fast access to funds. If approved, Deinde Financial LLC will send the money in as little as 24 hours.
Prequalified rate. You can check your prequalified rate at Deinde Financial LLC with a soft pull that will not affect your FICO or VantageScore.
No origination fee. Integra Credit Personal Loans does not charge a loan origination fee.
Short loan terms. Integra Credit Personal Loans have loan terms as short as 6 months.

Integra Credit Pros & Cons

Pros

Cons

No prepayment penalty.
No origination fees.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

APRs as high as 399%.
No co-sign option available.

Integra Credit FAQ

What interest rates and personal loan terms does Integra Credit offer?

Integra Credit has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Integra Credit offer?

Integra Credit offers a fixed APR personal loan product that ranges from 99% APR up to 399% APR.

How much can you borrow via Integra Credit?

Personal loan amounts start at $500 and go up to $3,000

What is the maximum loan term you can get with Integra Credit?

Integra Credit offers loans with terms of up to 24 months.

Integra Credit Interest Rates & Loan Terms

Personal Loan Amount

$500 - $3000

Loan Term

6 - 24 months

APR

99% - 399%

What fees does Integra Credit charge?

Does Integra Credit charge an origination fee?

Integra Credit does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.

Does Integra Credit charge a late fee?

Yes, Integra Credit may charge a late payment fee if you miss one of the regularly scheduled payments of up to $15.

Does Integra Credit charge prepayment fees?

No, Integra Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Integra Credit Fees

Origination Fee

Prepayment Fee

Late Payment Fee

$10 - $15

What do you need to qualify for Integra Credit Personal Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Integra Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens are eligible to apply for the services offered by Integra Credit Personal Loans.

To qualify, applicants may need to provide the following documentation:

Applicants must have an active and valid personal checking account
Proof of income
Bank account information
Proof of identity

Integra Credit Eligibility Criteria

Minimum Age

Bank Account Required?

Yes

Application Types Accepted

Individual Applications

Credit Score

300 - 700

What is the estimated funding time for a personal loan via Integra Credit?

Integra Credit will typically fund loans within 1 business day of approval and clearing necessary verifications.

Does Integra Credit Personal Loans report your account activity to credit bureaus?

Yes, Integra Credit Personal Loans reports to the following credit bureau:

TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Deinde Financial LLC perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.

Integra Credit allows you to check your rates with a soft credit pull.

Are Integra Credit Personal Loans legit?

Deinde Financial LLC was founded in 2014, it is a well-established company that has been in business for 12 years. Integra Credit Personal Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Integra Credit

Integra Credit is an online lender that provides borrowers access to the credit they need with comfortable monthly payments. The fast and secure application process provides a virtually instant approval decision and the money can be received as early as the next business day. Checking your loan offers will not impact your credit score. Integra Credit offers personal loans up to $3,000, offers may vary by State.

Contact

Headquarters

200 W. Jackson Blvd. Suite 500

Chicago, IL 60606

Visit Site

Email Support

Other Services by Deinde Financial LLC

Personal Lines of Credit

Rating not yet determined (2 Reviews)

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -7, or 2.9 on a 5-point rating scale.

-7

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Integra Credit Personal Loans Community Reviews

Would you recommend Integra Credit Personal Loans to your friends?

Sloan E.

May 27, 2022

May or may not recommend

They lie to you from the very beginning and then continue to do so. Make it sound like you're the liar. These people really need to be taken down a few notches, customer service really needs some help too.

Kyle W.

Mar 19, 2022

May or may not recommend

Bad customer service representative’s. Needed manager and they all send me to each other. Will be making a BBB review as well.

Carla D.

Sep 20, 2021

May or may not recommend

I received a letter inviting me to a loan for $3000 dollars . says you are pre-approved for a loan up to 3000 dollars. This BS letter even had a personal invitation code. I gave them all my personal information ..5 seconds they come back with. We cannot approve you at this time!!!!!

Amy

Dec 16, 2020

May or may not recommend

So far so good from now on I will stick with this

Loretta F.

Jul 1, 2020

May or may not recommend

At this time Covid has cause hardship Integra refused to renegotiate payment. It did let me pay a lesser amount but would not redo contract for lesser amount

Tara L.

Jan 22, 2020

May or may not recommend

Interest is $8 per day!!!! Designed so you will be paying for years to come. Horrible loan company - the worst I have ever experienced!!!!!! DO NOT USE!!!!!

Medina H.

Oct 6, 2019

May or may not recommend

After looking for different options to obtain economic relief during an unexpected situation, they were the only support I had

Richard W.

Oct 2, 2019

May or may not recommend

I was disapproved due to me being a disabled retiree from the U.S. Army. Stay away military members it's not worth the humiliation they give you over the phone once they approve you and have you sign a contract.

Alisa C.

Jul 10, 2019

May or may not recommend

Very easy to use Web site. ..very helpful people when calling. Reasonable rates and easy payment plans. ... love it

Jessica G.

Jul 9, 2019

May or may not recommend

Intrest isn't too bad. Haven't had a bad experience yet.

Shane M.

Jun 7, 2019

May or may not recommend

New customer here made 3 payments so far so food no issuers and it was pretty damm easy to get the loan .. I didn't have to send anything or take a phone call from them to finish the process how all the other horrible other places online do. All I had to get verified was my bank info and they did that online. Thanks integra you helped me in a ...Show More