Last Updated: 04/18/2025
Kaskaskia Valley Community CU Share Secured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
3.25%(Verified 06/23/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Kaskaskia Valley Community CU Share Secured Loans Review
Kaskaskia Valley Community CU Share Secured Loans is offered by Kaskaskia Valley Community Credit Union, a credit union founded in 1982 and based in Centralia, IL. Kaskaskia Valley Community CU Share Secured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 3.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Kaskaskia Valley Community CU Share Secured Loans are on the lower end of the spectrum.
Kaskaskia Valley Community CU Share Secured Loans Pros & Cons
| Pros | Cons |
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Kaskaskia Valley Community CU Share Secured Loans FAQ
What interest rates and personal loan terms does Kaskaskia Valley Community CU Share Secured Loans offer?
Kaskaskia Valley Community CU Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Kaskaskia Valley Community CU Share Secured Loans offer?
Kaskaskia Valley Community CU Share Secured Loans offers a fixed APR personal loan product of 3.25%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 3.25% |
What fees does Kaskaskia Valley Community CU Share Secured Loans charge?
Does Kaskaskia Valley Community CU Share Secured Loans charge an origination fee?
Kaskaskia Valley Community CU Share Secured Loans may charge a personal loan origination fee .
Does Kaskaskia Valley Community CU Share Secured Loans charge a late fee?
Kaskaskia Valley Community CU Share Secured Loans does not disclose whether it charges late payment fees.
Does Kaskaskia Valley Community CU Share Secured Loans charge prepayment fees?
No, Kaskaskia Valley Community CU Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Kaskaskia Valley Community CU Share Secured Loans?
Kaskaskia Valley Community CU Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Kaskaskia Valley Community CU Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kaskaskia Valley Community CU Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Kaskaskia Valley Community CU Share Secured Loans report your account activity to credit bureaus?
Yes, Kaskaskia Valley Community CU Share Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kaskaskia Valley Community Credit Union perform a hard credit pull?
Yes, Kaskaskia Valley Community CU Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Kaskaskia Valley Community CU Share Secured Loans legit?
Kaskaskia Valley Community Credit Union was founded in 1982, it is a well-established company that has been in business for 44 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM
Other Services by Kaskaskia Valley Community Credit Union
Other Personal Loans from Kaskaskia Valley Community Credit Union
Rating not yet determined
APR
Starting at 6.90%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 36
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