Last Updated: 04/18/2025
Lawrence Memorial Hospital Employees FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99% - 10.75%(Verified 06/21/2024)
Amount Range
Up to $10,000
Loan Term (Months)
48 - 60
Lawrence Memorial Hospital Employees FCU Personal Loans Review
Lawrence Memorial Hospital Employees FCU Personal Loans is offered by Lawrence Memorial Hospital Employees Federal Credit Union, a credit union founded in 1959 and based in New London, CT. Lawrence Memorial Hospital Employees FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lawrence Memorial Hospital Employees FCU Personal Loans are on the lower end of the spectrum.
Lawrence Memorial Hospital Employees FCU Personal Loans Pros & Cons
| Pros | Cons |
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Lawrence Memorial Hospital Employees FCU Personal Loans FAQ
What interest rates and personal loan terms does Lawrence Memorial Hospital Employees FCU Personal Loans offer?
What interest rates does Lawrence Memorial Hospital Employees FCU Personal Loans offer?
Lawrence Memorial Hospital Employees FCU Personal Loans offers a fixed APR personal loan product that ranges from 9.99% APR up to 10.75% APR.
What is the maximum loan term you can get with Lawrence Memorial Hospital Employees FCU Personal Loans?
Lawrence Memorial Hospital Employees FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $10000.00 |
| Loan Term | 48 - 60 months |
| APR | 9.99% - 10.75% |
What fees does Lawrence Memorial Hospital Employees FCU Personal Loans charge?
Does Lawrence Memorial Hospital Employees FCU Personal Loans charge an origination fee?
Lawrence Memorial Hospital Employees FCU Personal Loans may charge a personal loan origination fee .
Does Lawrence Memorial Hospital Employees FCU Personal Loans charge a late fee?
Lawrence Memorial Hospital Employees FCU Personal Loans does not disclose whether it charges late payment fees.
Does Lawrence Memorial Hospital Employees FCU Personal Loans charge prepayment fees?
No, Lawrence Memorial Hospital Employees FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Lawrence Memorial Hospital Employees FCU Personal Loans?
Lawrence Memorial Hospital Employees FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Lawrence Memorial Hospital Employees FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lawrence Memorial Hospital Employees FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Lawrence Memorial Hospital Employees FCU Personal Loans report your account activity to credit bureaus?
Yes, Lawrence Memorial Hospital Employees FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lawrence Memorial Hospital Employees Federal Credit Union perform a hard credit pull?
Yes, Lawrence Memorial Hospital Employees FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Lawrence Memorial Hospital Employees FCU Personal Loans legit?
Lawrence Memorial Hospital Employees Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
7:15AM - 4:00PM
Saturday
Closed