LendingTree Personal Loans

in Personal Loans from LendingTree Inc.

Claimed Visit Site Get Personalized Rates

LendingTree Personal Loans


in Personal Loans from LendingTree Inc.

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
27 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $1,000 - $35,000
APR  (Fixed APR) 5.99% - 100%
Loan Term 12 - 60 months
Number of Reviews 27

LendingTree Personal Loans Review

What Is LendingTree?

LendingTree is an online lender exchange marketplace that connects borrowers with a large pool of lenders. It doesn't provide any loans directly but instead acts as a broker for many lenders. The website also provides online tools, such as financial calculators and loan tutorials.

Lending Tree was launched by Doug Lebda and Jamey Bennet in 1996 as CreditSource USA. In 1998, it was rebranded as LendingTree and in 2000 it went public. Since then it has been bought by InterActiveCorp and is now part of Inc.

How Does LendingTree Work?

LendingTree acts as a matchmaker between borrowers and lenders. The idea behind LendingTree is to make it easier for borrowers to find the best deal on a loan by flipping the relationship between customers and banks and getting lenders to court borrowers instead. LendingTree makes money by selling your information to matching lenders.

What Are LendingTree's Rates and Fees?

Rates vary by borrower. Loan rates offered will be determined by how many lenders are active in your area, the loan amount, the term length and your creditworthiness. 

How Much Money Can I Borrow from LendingTree?

Personal loans range from $1,000 to $50,000, and loan terms vary from 1 to 5 years. 

What Is LendingTree's Application Process Like?

LendingTree's online application is fast and easy to complete. However, you will receive a lot of attention from the lenders that receive your information. The application asks for basic information, such as the purpose of the loan, how much you want to borrow, credit rating, employment status, income, whether your rent or own your home and your address. Once you submit this information LendingTree sells your information to matching lenders in your area who will contact you by phone or email. LendingTree will perform a soft pull on your credit, but there won't be a hard pull until you apply for a loan.

How Is LendingTree Better Than Other Lenders?

LendingTree makes it easier to filter through the hundreds of lenders available and is available in all states. Instead of filling multiple application forms, you just need to fill one form and wait for loan officers to compete for your business. However, you may want to use a virtual phone number and a separate email address you can cancel once you find the right loan. The volume of calls and emails from lenders may become unbearable and once your information is sold to lenders it can be a challenge to get off their lists.

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About LendingTree Personal Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age 18
Credit Score Range 560 - 750
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Proof of citizenship/residence (Green Card)
Loan Amount $1K - $35K
Loan Term 12 - 60 months
APR (Fixed APR) 5.99% - 100%

LendingTree Personal Loans Community Reviews


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