Last Updated: 04/18/2025
SuperMoney User Recommendation Score -70
Strongly not recommended47 total votes
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Highlights
Community Rating
Strongly not recommended
APR (Fixed APR)
6.99% - 35%(Verified 09/10/2024)
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Amount Range
$1,000 - $50,000
Loan Term (Months)
12 - 60
Number of Reviews
LendingTree Personal Loans Review
LendingTree Personal Loans is offered by LendingTree Inc., a marketplace lending platform founded in 1996 and based in Charlotte, NC. Lending Tree are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for LendingTree Personal Loans are on the lower end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with LendingTree Personal Loans .
Lending Tree Pros & Cons
| Pros | Cons |
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Lending Tree FAQ
What interest rates and personal loan terms does Lending Tree offer?
Lending Tree has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lending Tree offer?
Lending Tree offers a fixed APR personal loan product that ranges from 6.99% APR up to 35% APR.
How much can you borrow via Lending Tree?
Personal loan amounts start at $1,000 and go up to $50,000
What is the maximum loan term you can get with Lending Tree?
Lending Tree offers loans with terms of up to 60 months.
| Personal Loan Amount | $1000 - $50000 |
| Loan Term | 12 - 60 months |
| APR | 6.99% - 35% |
What fees does Lending Tree charge?
Does Lending Tree charge an origination fee?
Lending Tree may charge a personal loan origination fee .
Does Lending Tree charge a late fee?
Lending Tree does not disclose whether it charges late payment fees.
Does Lending Tree charge prepayment fees?
Yes, Lending Tree may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for LendingTree Personal Loans?
Applicants with a credit score of at least 560 and up to 850 may be eligible for LendingTree Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. LendingTree Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendingTree Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 560 - 850 |
What is the estimated funding time for a personal loan via Lending Tree?
Lending Tree will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.
Does LendingTree Inc. perform a hard credit pull?
Yes, Lending Tree performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are LendingTree Personal Loans legit?
LendingTree Inc. was founded in 1996, it is a well-established company that has been in business for 30 years. LendingTree Personal Loans is strongly not recommended by SuperMoney community users.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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