LendingTree Personal Loans
in Personal Loans from LendingTree Inc.
Claimed Visit Site Get Personalized RatesLendingTree Personal Loans
in Personal Loans from LendingTree Inc.
Would you recommend LendingTree Personal Loans to your friends?
| Community Rating | Strongly not recommended |
| APR (Fixed APR) | 3.49% - 35% |
| Loan Amount | $1,000 - $50,000 |
| Loan Term (Months) | 12 - 60 months |
| Number of Reviews | 41 |
LendingTree Personal Loans Review
LendingTree Personal Loans is offered by LendingTree Inc., a financial services company founded in 1996 and based in Charlotte, NC. LendingTree Personal Loans is available in 50 states (and Washington, DC).
- APRs starting at 3.49%. Personal loan interest rates typically range between 5% and 36%. The starting rates for LendingTree Personal Loans are on the lower end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with LendingTree Personal Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for LendingTree Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your LendingTree Personal Loans early.
- Cosigner applications accepted. Applying for LendingTree Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
| Pros | Cons |
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What interest rates and personal loan terms does Lending Tree offer?
Lending Tree has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lending Tree offer?
Lending Tree offers a fixed APR personal loan product that ranges from 3.49% APR up to 35% APR.
How much can you borrow via Lending Tree?
Business loan amounts start at $1,000 and go up to $50,000.
What is the maximum loan term you can get with Lending Tree?
Lending Tree offers loans with terms of up to 60 months.
| Personal Loan Amount | $1000 - $50000 |
| Loan Term | 12 - 60 months |
| APR | 3.49% - 35% |
What fees does Lending Tree charge?
Does Lending Tree charge an origination fee?
Lending Tree may charge a personal loan origination fee.
Does Lending Tree charge a late fee?
Yes, Lending Tree may charge borrowers a late payment fee if you miss one of the monthly payments.
Does Lending Tree charge prepayment fees?
Yes, Lending Tree may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for LendingTree Personal Loans?
Applicants with a credit score of at least 560 and up to 750 may be eligible for LendingTree Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.LendingTree Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via LendingTree Personal Loans. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 560 - 750 |
What is the estimated funding time for a personal loan via Lending Tree?
Lending Tree will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.
Contact
- Headquarters
-
11115 Rushmore Drive
Charlotte, NC 28277 - (800) 813-4620
- Visit Site
- Email Support
Other Services by LendingTree Inc.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Minimum Age | 18 |
| Verification Documents Required |
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| Credit Score Range | 560 - 750 |
LendingTree Personal Loans Community Reviews
Would you recommend LendingTree Personal Loans to your friends?
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