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  LendingTree Personal Loans
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LendingTree Personal Loans
in Personal Loans from LendingTree Inc.
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LendingTree Personal Loans

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in Personal Loans from LendingTree Inc.
SuperMoney Net Recommendation Score -71  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -71, equating to 1.6 on a 5 point rating scale.

-71

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

6 users recommend
0 users are unsure
35 users don't recommend
Browse Reviews: 6 Recommendations | 35 Complaints
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Highlights
Community Rating Strongly not recommended
APR  (Fixed APR) 3.49% - 35%
Loan Amount $1,000 - $50,000
Loan Term (Months) 12 - 60 months
Number of Reviews 41

LendingTree Personal Loans Review

LendingTree Personal Loans is offered by LendingTree Inc., a financial services company founded in 1996 and based in Charlotte, NC. LendingTree Personal Loans is available in 50 states (and Washington, DC).

Key Takeaways
  • APRs starting at 3.49%. Personal loan interest rates typically range between 5% and 36%. The starting rates for LendingTree Personal Loans are on the lower end of the spectrum.
  • Fast access to funds. In some cases you can get your money within 1 business day.
  • Large loan amounts. You can apply for loan amounts of up to $50,000 with LendingTree Personal Loans.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your LendingTree Personal Loans early.
  • Cosigner applications accepted. Applying for LendingTree Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
Lending Tree Pros & Cons
Pros Cons
  • Low APRs available to qualified borrowers.
  • Considers applicants with fair credit.
  • Cosigners accepted.
  • APRs as high as 35%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • LendingTree Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.
Lending Tree FAQ

What interest rates and personal loan terms does Lending Tree offer?

Lending Tree has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Lending Tree offer?

Lending Tree offers a fixed APR personal loan product that ranges from 3.49% APR up to 35% APR.

How much can you borrow via Lending Tree?

Business loan amounts start at $1,000 and go up to $50,000.

What is the maximum loan term you can get with Lending Tree?

Lending Tree offers loans with terms of up to 60 months.

Lending Tree Interest Rates & Loan Terms
Personal Loan Amount $1000 - $50000
Loan Term 12 - 60 months
APR 3.49% - 35%

What fees does Lending Tree charge?

Does Lending Tree charge an origination fee?

Lending Tree may charge a personal loan origination fee.

Does Lending Tree charge a late fee?

No, Lending Tree will not charge you a late fee if you miss one of the monthly payments.

Does Lending Tree charge prepayment fees?

No, Lending Tree does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Lending Tree Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for LendingTree Personal Loans?

Applicants with a credit score of at least 560 and up to 750 may be eligible for LendingTree Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

LendingTree Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via LendingTree Personal Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of citizenship or residence permit
Lending Tree Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Cosigners
    		•
    Credit Score 560 - 750

    What is the estimated funding time for a personal loan via Lending Tree?

    Lending Tree will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday All Day
    • Monday All Day
    • Tuesday All Day
    • Wednesday All Day
    • Thursday All Day
    • Friday All Day
    • Saturday All Day

    Other Services by LendingTree Inc.

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    Business Loans

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    Availability

      Available in 50 states and Washington, D.C.
    • Alaska
    • Alabama
    • Arkansas
    • Arizona
    • California
    • Colorado
    • Connecticut
    • Washington, DC
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Iowa
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Massachusetts
    • Maryland
    • Maine
    • Michigan
    • Minnesota
    • Missouri
    • Mississippi
    • Montana
    • North Carolina
    • North Dakota
    • Nebraska
    • New Hampshire
    • New Jersey
    • New Mexico
    • Nevada
    • New York
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Vermont
    • Washington
    • Wisconsin
    • West Virginia
    • Wyoming

    Feature Breakdown

    Immigration Status Considered
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Cosigner
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Credit Score Range 560 - 750
    Loan Amount $1,000 - $50,000
    APR (Fixed APR) 3.49% - 35%
    Loan Term 12 - 60 months

    LendingTree Personal Loans Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is strongly not recommended by SuperMoney users with a score of -71, equating to 1.6 on a 5 point rating scale.

    -71

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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