LendingTree Personal Loans

in Personal Loans from LendingTree Inc.

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LendingTree Personal Loans


in Personal Loans from LendingTree Inc.

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
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28 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $1,000 - $35,000
APR  (Fixed APR) 5.99% - 100%
Loan Term 12 - 60 months
Number of Reviews 28

LendingTree Personal Loans Review

LendingTree Personal Loans is offered by LendingTree Inc., a financial services company founded in 1996 and based in Charlotte, NC. LendingTree Personal Loans is available in 50 states (and Washington, DC).

Key takeaways

  • Fast access to cash. In some cases you can get your money within 1 business day.
  • Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 560 are considered for LendingTree Personal Loans.
  • Hard credit pull required. You can't check your rates or see if you prequalify for LendingTree Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your LendingTree Personal Loans early.
  • Cosigner applications accepted. Applying for LendingTree Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.

LendingTree Personal Loans Pros and Cons:

Pros Cons
  • Low APRs available to qualified borrowers.
  • LendingTree Personal Loans does not report to credit bureaus.
  • Considers applicants with poor credit.
  • Fast funding.
  • APRs as high as 100%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.

What rates and terms does LendingTree Personal Loans offer?

LendingTree Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does LendingTree Personal Loans offer?

LendingTree Personal Loans offers a fixed APR personal loan product that ranges from 5.99% APR up to 100% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LendingTree Personal Loans?

Loan amounts start at $1,000 and go up to $35,000.

What can a personal loan from LendingTree Personal Loans be used for?

Personal loans from LendingTree Personal Loans are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with LendingTree Personal Loans?

LendingTree Personal Loans offers personal loans with terms ranging from 12 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

LendingTree Personal Loans Rates & Terms
Loan Amount $1000 - $35000
Loan Term 12 - 60 months
APR 5.99% - 100%

What fees does LendingTree Personal Loans charge?

Does LendingTree Personal Loans charge an origination fee?

LendingTree Personal Loans may charge a loan origination fee.

Does LendingTree Personal Loans charge a late fee?

Yes, LendingTree Personal Loans may charge borrowers a late payment fee.

Does LendingTree Personal Loans charge prepayment fees?

Yes, LendingTree Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

LendingTree Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for LendingTree Personal Loans?

Applicants with a credit score of at least 560 and up to 750 are eligible for LendingTree Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

LendingTree Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via LendingTree Personal Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of citizenship or residence permit
LendingTree Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Cosigners
  • Credit Score 560 - 750

    What is the estimated funding time for a personal loan via LendingTree Personal Loans?

    LendingTree Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    About LendingTree Personal Loans


      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Cosigner
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Credit Score Range 560 - 750
    Loan Amount $1,000 - $35,000
    APR (Fixed APR) 5.99% - 100%
    Loan Term 12 - 60 months

    LendingTree Personal Loans Community Reviews


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