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Last Updated: 04/18/2025

Liberty First Lending Personal Loans

in Personal Loans from Liberty First Lending

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Liberty First Lending logo
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Highlights

APR (Fixed APR)

5.99% - 29.99%(Verified 12/19/2024)

Amount Range

$2,500 - $45,000

Loan Term (Months)

Up to 60
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Liberty First Lending Personal Loans Review

Liberty First Lending Personal Loans is offered by Liberty First Lending, a nonbank financial services provider founded in 2023 and based in Landera Ranch, CA. Liberty First Lending are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 5.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Liberty First Lending Personal Loans are on the lower end of the spectrum.
  • Large loan amounts. You can apply for loan amounts of up to $45,000 with Liberty First Lending Personal Loans .

Liberty First Lending Pros & Cons

Liberty First Lending FAQ

What interest rates and personal loan terms does Liberty First Lending offer?

Liberty First Lending has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Liberty First Lending offer?

Liberty First Lending offers a fixed APR personal loan product that ranges from 5.99% APR up to 29.99% APR.

How much can you borrow via Liberty First Lending?

Personal loan amounts start at $2,500 and go up to $45,000

What is the maximum loan term you can get with Liberty First Lending?

Liberty First Lending offers loans with terms of up to 60 months.

What fees does Liberty First Lending charge?

Does Liberty First Lending charge an origination fee?

Liberty First Lending may charge a personal loan origination fee .

Does Liberty First Lending charge a late fee?

Liberty First Lending does not disclose whether it charges late payment fees.

Does Liberty First Lending charge prepayment fees?

No, Liberty First Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Liberty First Lending Personal Loans?

Liberty First Lending Personal Loans does not require or does not disclose a credit score minimum.
Liberty First Lending Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Liberty First Lending Personal Loans.

Does Liberty First Lending perform a hard credit pull?

Yes, Liberty First Lending performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Liberty First Lending Personal Loans legit?

Liberty First Lending was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

555 Corporate Dr
103
Landera Ranch, CA 92694
(800) 350-1332
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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