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Last Updated: 04/18/2025

Linn-Co FCU Signature Loan

in Personal Loans from Linn-Co Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Linn-Co Federal Credit Union logo
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APR (Fixed APR)

14.50%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

N/A

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Linn-Co FCU Signature Loan Review

Linn-Co FCU Signature Loan is offered by Linn-Co Federal Credit Union, a credit union founded in 1956 and based in Lebanon, OR. Linn-Co FCU Signature Loan are available in 50 states and Washington, DC.

Key Takeaways

  • APRs starting at 14.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Linn-Co FCU Signature Loan are on the higher end of the spectrum.

Linn-Co FCU Signature Loan Pros & Cons

Linn-Co FCU Signature Loan FAQ

What interest rates and personal loan terms does Linn-Co FCU Signature Loan offer?

Linn-Co FCU Signature Loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Linn-Co FCU Signature Loan offer?

Linn-Co FCU Signature Loan offers a fixed APR personal loan product of 14.50%.

What fees does Linn-Co FCU Signature Loan charge?

Does Linn-Co FCU Signature Loan charge an origination fee?

Linn-Co FCU Signature Loan may charge a personal loan origination fee .

Does Linn-Co FCU Signature Loan charge a late fee?

Linn-Co FCU Signature Loan does not disclose whether it charges late payment fees.

Does Linn-Co FCU Signature Loan charge prepayment fees?

No, Linn-Co FCU Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Linn-Co FCU Signature Loan?

Linn-Co FCU Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Linn-Co FCU Signature Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Linn-Co FCU Signature Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Linn-Co FCU Signature Loan report your account activity to credit bureaus?

Yes, Linn-Co FCU Signature Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Linn-Co Federal Credit Union perform a hard credit pull?

Yes, Linn-Co FCU Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Linn-Co FCU Signature Loan legit?

Linn-Co Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

485 S 2nd St.
PO Box 265
Lebanon, OR 97355
(541) 259-1235
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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