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Last Updated: 04/18/2025

Moneytree, Inc. Payday Loans

in Personal Loans from Moneytree, Inc.

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

Up to 482.32%(Verified 06/21/2024)

Amount Range

Up to $5,000

Loan Term (Months)

N/A


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Moneytree, Inc. Payday Loans Review

Moneytree, Inc. Payday Loans is offered by Moneytree, Inc., a direct lender founded in 1983 and based in Seattle, WA. Moneytree, Inc. Payday Loans are available in 50 states and Washington, DC.

Key Takeaways

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Moneytree, Inc. Payday Loans Pros & Cons

Moneytree, Inc. Payday Loans FAQ

What interest rates and personal loan terms does Moneytree, Inc. Payday Loans offer?

Moneytree, Inc. Payday Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Moneytree, Inc. Payday Loans offer?

Moneytree, Inc. Payday Loans offers a fixed APR personal loan product up to 482.32% APR.

What fees does Moneytree, Inc. Payday Loans charge?

Does Moneytree, Inc. Payday Loans charge an origination fee?

Moneytree, Inc. Payday Loans may charge a personal loan origination fee .

Does Moneytree, Inc. Payday Loans charge a late fee?

Moneytree, Inc. Payday Loans does not disclose whether it charges late payment fees.

Does Moneytree, Inc. Payday Loans charge prepayment fees?

No, Moneytree, Inc. Payday Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Moneytree, Inc. Payday Loans?

Moneytree, Inc. Payday Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Moneytree, Inc. Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Moneytree, Inc. Payday Loans.
To qualify, applicants may need to provide the following documentation:
  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Moneytree, Inc. Payday Loans report your account activity to credit bureaus?

Yes, Moneytree, Inc. Payday Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Moneytree, Inc. perform a hard credit pull?

Yes, Moneytree, Inc. Payday Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Moneytree, Inc. Payday Loans legit?

Moneytree, Inc. was founded in 1983, it is a well-established company that has been in business for 43 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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