Last Updated: 04/18/2025
Mountain West FCU Vacation Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.0%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
12
Mountain West FCU Vacation Loans Review
Mountain West FCU Vacation Loans is offered by Mountain West Federal Credit Union, a credit union founded in 1952 and based in Butte, MT. Mountain West FCU Vacation Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.0%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Mountain West FCU Vacation Loans are on the lower end of the spectrum.
Mountain West FCU Vacation Loans Pros & Cons
| Pros | Cons |
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Mountain West FCU Vacation Loans FAQ
What interest rates and personal loan terms does Mountain West FCU Vacation Loans offer?
Mountain West FCU Vacation Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Mountain West FCU Vacation Loans offer?
Mountain West FCU Vacation Loans offers a fixed APR personal loan product of 7.0%.
What is the maximum loan term you can get with Mountain West FCU Vacation Loans?
Mountain West FCU Vacation Loans offers loans with terms of 12 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 months |
| APR | 7.0% |
What fees does Mountain West FCU Vacation Loans charge?
Does Mountain West FCU Vacation Loans charge an origination fee?
Mountain West FCU Vacation Loans may charge a personal loan origination fee .
Does Mountain West FCU Vacation Loans charge a late fee?
Mountain West FCU Vacation Loans does not disclose whether it charges late payment fees.
Does Mountain West FCU Vacation Loans charge prepayment fees?
No, Mountain West FCU Vacation Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Mountain West FCU Vacation Loans?
Mountain West FCU Vacation Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Mountain West FCU Vacation Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mountain West FCU Vacation Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Mountain West FCU Vacation Loans report your account activity to credit bureaus?
Yes, Mountain West FCU Vacation Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mountain West Federal Credit Union perform a hard credit pull?
Yes, Mountain West FCU Vacation Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Mountain West FCU Vacation Loans legit?
Mountain West Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:00PM
Saturday
Closed