Is MWRD Employees CU Personal/Signature Loan the right fit for you?
Last Updated: 04/18/2025
MWRD Employees CU Personal/Signature Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
6.90% - 21.90%(Verified 08/02/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
MWRD Employees CU Personal/Signature Loan Review
MWRD Employees CU Personal/Signature Loan is offered by MWRD Employees Credit Union, a credit union founded in 1953 and based in Chicago, IL. MWRD Employees CU Personal/Signature Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 6.90%. Personal loan interest rates typically range between 9% and 36%. The starting rates for MWRD Employees CU Personal/Signature Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for MWRD Employees CU Personal/Signature Loan.
MWRD Employees CU Personal/Signature Loan Pros & Cons
| Pros | Cons |
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MWRD Employees CU Personal/Signature Loan FAQ
What interest rates and personal loan terms does MWRD Employees CU Personal/Signature Loan offer?
MWRD Employees CU Personal/Signature Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does MWRD Employees CU Personal/Signature Loan offer?
MWRD Employees CU Personal/Signature Loan offers a fixed APR personal loan product that ranges from 6.90% APR up to 21.90% APR.
What is the maximum loan term you can get with MWRD Employees CU Personal/Signature Loan?
MWRD Employees CU Personal/Signature Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 6.90% - 21.90% |
What fees does MWRD Employees CU Personal/Signature Loan charge?
Does MWRD Employees CU Personal/Signature Loan charge an origination fee?
MWRD Employees CU Personal/Signature Loan may charge a personal loan origination fee .
Does MWRD Employees CU Personal/Signature Loan charge a late fee?
MWRD Employees CU Personal/Signature Loan does not disclose whether it charges late payment fees.
Does MWRD Employees CU Personal/Signature Loan charge prepayment fees?
No, MWRD Employees CU Personal/Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for MWRD Employees CU Personal/Signature Loan?
MWRD Employees CU Personal/Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MWRD Employees CU Personal/Signature Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MWRD Employees CU Personal/Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does MWRD Employees CU Personal/Signature Loan report your account activity to credit bureaus?
Yes, MWRD Employees CU Personal/Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MWRD Employees Credit Union perform a hard credit pull?
Yes, MWRD Employees CU Personal/Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are MWRD Employees CU Personal/Signature Loan legit?
MWRD Employees’ Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 3:00PMTuesday9:00AM - 3:00PMWednesdayClosedThursday9:00AM - 3:00PMFriday9:00AM - 3:00PMSaturdayClosed
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Other Personal Loans from MWRD Employees Credit Union
Rating not yet determined
APR
25.00%
Disclaimer popup with additional information
Amount Range
$500 - $2,000
Loan Term (Months)
3 - 9
Rating not yet determined
APR
4.90% - 16.90%
Disclaimer popup with additional information
Amount Range
$1,000 - $5,000
Loan Term (Months)
12
Rating not yet determined
APR
2.05%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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