Last Updated: 04/18/2025
MyFundingChoices.com Short-Term Loan
Unaffiliated
in Personal Loans from MyFundingChoices.com
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
550% - 875%(Verified 07/02/2024)
Amount Range
Up to $1,500
Loan Term (Months)
N/A
MyFundingChoices.com Short-Term Loan Review
MyFundingChoices.com Short-Term Loan is offered by MyFundingChoices.com, a direct lender founded in 2021 and based in Kingsland, GA. MyFundingChoices.com Short-Term Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 550%. Personal loan interest rates typically range between 9% and 36%. The starting rates for MyFundingChoices.com Short-Term Loan are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. MyFundingChoices.com Short-Term Loan does not charge a loan origination fee.
MyFundingChoices.com Short-Term Loan Pros & Cons
| Pros | Cons |
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MyFundingChoices.com Short-Term Loan FAQ
What interest rates and personal loan terms does MyFundingChoices.com Short-Term Loan offer?
MyFundingChoices.com Short-Term Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does MyFundingChoices.com Short-Term Loan offer?
MyFundingChoices.com Short-Term Loan offers a fixed APR personal loan product that ranges from 550% APR up to 875% APR.
| Personal Loan Amount | up to $1500.00 |
| Loan Term | N/A |
| APR | 550% - 875% |
What fees does MyFundingChoices.com Short-Term Loan charge?
Does MyFundingChoices.com Short-Term Loan charge an origination fee?
MyFundingChoices.com Short-Term Loan does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does MyFundingChoices.com Short-Term Loan charge a late fee?
MyFundingChoices.com Short-Term Loan does not disclose whether it charges late payment fees.
Does MyFundingChoices.com Short-Term Loan charge prepayment fees?
No, MyFundingChoices.com Short-Term Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0.00% |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for MyFundingChoices.com Short-Term Loan?
MyFundingChoices.com Short-Term Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MyFundingChoices.com Short-Term Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MyFundingChoices.com Short-Term Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via MyFundingChoices.com Short-Term Loan?
MyFundingChoices.com Short-Term Loan will typically fund loans starting at 1 business day of approval and clearing necessary verifications.
Does MyFundingChoices.com perform a hard credit pull?
Yes, MyFundingChoices.com Short-Term Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are MyFundingChoices.com Short-Term Loan legit?
MyFundingChoices.com was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
9:00AM - 6:00AM
Monday
9:00AM - 12:00AM
Tuesday
9:00AM - 12:00AM
Wednesday
9:00AM - 12:00AM
Thursday
9:00AM - 12:00AM
Friday
9:00AM - 12:00AM
Saturday
9:00AM - 6:00PM