Last Updated: 04/18/2025
Navigator CU Small Dollar Loan
Unaffiliated
in Personal Loans from Navigator Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
25%(Verified 06/21/2024)
Amount Range
$300 - $1,500
Loan Term (Months)
6 - 12
Navigator CU Small Dollar Loan Review
Navigator CU Small Dollar Loan is offered by Navigator Credit Union, a credit union founded in 1939 and based in Moss Point, MS. Navigator CU Small Dollar Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Navigator CU Small Dollar Loan are on the higher end of the market.
- Small-dollar loans. Navigator CU Small Dollar Loan has a maximum loan amount of just $1,500 .
- Short loan terms. Navigator CU Small Dollar Loan have loan terms as short as 6 months.
Navigator CU Small Dollar Loan Pros & Cons
| Pros | Cons |
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Navigator CU Small Dollar Loan FAQ
What interest rates and personal loan terms does Navigator CU Small Dollar Loan offer?
Navigator CU Small Dollar Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Navigator CU Small Dollar Loan offer?
Navigator CU Small Dollar Loan offers a variable APR personal loan product of 25%.
How much can you borrow via Navigator CU Small Dollar Loan?
Personal loan amounts start at $300 and go up to $1,500
What is the maximum loan term you can get with Navigator CU Small Dollar Loan?
Navigator CU Small Dollar Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | $300 - $1500 |
| Loan Term | 6 - 12 months |
| APR | 25% |
What fees does Navigator CU Small Dollar Loan charge?
Does Navigator CU Small Dollar Loan charge an origination fee?
Navigator CU Small Dollar Loan may charge a personal loan origination fee .
Does Navigator CU Small Dollar Loan charge a late fee?
Navigator CU Small Dollar Loan does not disclose whether it charges late payment fees.
Does Navigator CU Small Dollar Loan charge prepayment fees?
No, Navigator CU Small Dollar Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Navigator CU Small Dollar Loan?
Navigator CU Small Dollar Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Navigator CU Small Dollar Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navigator CU Small Dollar Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Navigator CU Small Dollar Loan report your account activity to credit bureaus?
Yes, Navigator CU Small Dollar Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Navigator Credit Union perform a hard credit pull?
Yes, Navigator CU Small Dollar Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Navigator CU Small Dollar Loan legit?
navigator credit union was founded in 1939, it is a well-established company that has been in business for 87 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM