Last Updated: 04/18/2025
New Hampshire FCU Energy Efficiency & Assistance Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.79% - 9.49%(Verified 06/21/2024)
Amount Range
Up to $5,000
Loan Term (Months)
Up to 60
New Hampshire FCU Energy Efficiency & Assistance Loan Review
New Hampshire FCU Energy Efficiency & Assistance Loan is offered by New Hampshire Federal Credit Union, a credit union founded in 1941 and based in Concord, NH. New Hampshire FCU Energy Efficiency & Assistance Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.79%. Personal loan interest rates typically range between 9% and 36%. The starting rates for New Hampshire FCU Energy Efficiency & Assistance Loan are on the lower end of the spectrum.
New Hampshire FCU Energy Efficiency & Assistance Loan Pros & Cons
| Pros | Cons |
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New Hampshire FCU Energy Efficiency & Assistance Loan FAQ
What interest rates and personal loan terms does New Hampshire FCU Energy Efficiency & Assistance Loan offer?
What interest rates does New Hampshire FCU Energy Efficiency & Assistance Loan offer?
New Hampshire FCU Energy Efficiency & Assistance Loan offers a fixed APR personal loan product that ranges from 8.79% APR up to 9.49% APR.
What is the maximum loan term you can get with New Hampshire FCU Energy Efficiency & Assistance Loan?
New Hampshire FCU Energy Efficiency & Assistance Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $5000 |
| Loan Term | up to 60 months |
| APR | 8.79% - 9.49% |
What fees does New Hampshire FCU Energy Efficiency & Assistance Loan charge?
Does New Hampshire FCU Energy Efficiency & Assistance Loan charge an origination fee?
New Hampshire FCU Energy Efficiency & Assistance Loan may charge a personal loan origination fee .
Does New Hampshire FCU Energy Efficiency & Assistance Loan charge a late fee?
New Hampshire FCU Energy Efficiency & Assistance Loan does not disclose whether it charges late payment fees.
Does New Hampshire FCU Energy Efficiency & Assistance Loan charge prepayment fees?
Yes, New Hampshire FCU Energy Efficiency & Assistance Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for New Hampshire FCU Energy Efficiency & Assistance Loan?
New Hampshire FCU Energy Efficiency & Assistance Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. New Hampshire FCU Energy Efficiency & Assistance Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by New Hampshire FCU Energy Efficiency & Assistance Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does New Hampshire Federal Credit Union perform a hard credit pull?
Yes, New Hampshire FCU Energy Efficiency & Assistance Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are New Hampshire FCU Energy Efficiency & Assistance Loan legit?
New Hampshire Federal Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 12:00PM