Is Northside FCU Unsecured Personal Loan the right fit for you?
Last Updated: 04/18/2025
Northside FCU Unsecured Personal Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.9%(Verified 07/21/2024)
Amount Range
Up to $20,000
Loan Term (Months)
Up to 36
Northside FCU Unsecured Personal Loan Review
Northside FCU Unsecured Personal Loan is offered by Northside Federal Credit Union, a credit union founded in 1970 and based in Sandy Springs, GA. Northside FCU Unsecured Personal Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.9%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Northside FCU Unsecured Personal Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Northside FCU Unsecured Personal Loan.
Northside FCU Unsecured Personal Loan Pros & Cons
| Pros | Cons |
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Northside FCU Unsecured Personal Loan FAQ
What interest rates and personal loan terms does Northside FCU Unsecured Personal Loan offer?
What interest rates does Northside FCU Unsecured Personal Loan offer?
Northside FCU Unsecured Personal Loan offers a fixed APR personal loan product that starts at 8.9% APR.
What is the maximum loan term you can get with Northside FCU Unsecured Personal Loan?
Northside FCU Unsecured Personal Loan offers loans with terms of up to 36 months.
| Personal Loan Amount | up to $20000.00 |
| Loan Term | up to 36 months |
| APR | Starting at 8.9% |
What fees does Northside FCU Unsecured Personal Loan charge?
Does Northside FCU Unsecured Personal Loan charge an origination fee?
Northside FCU Unsecured Personal Loan may charge a personal loan origination fee .
Does Northside FCU Unsecured Personal Loan charge a late fee?
Northside FCU Unsecured Personal Loan does not disclose whether it charges late payment fees.
Does Northside FCU Unsecured Personal Loan charge prepayment fees?
No, Northside FCU Unsecured Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Northside FCU Unsecured Personal Loan?
Northside FCU Unsecured Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Northside FCU Unsecured Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Northside FCU Unsecured Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Northside FCU Unsecured Personal Loan report your account activity to credit bureaus?
Yes, Northside FCU Unsecured Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Northside Federal Credit Union perform a hard credit pull?
Yes, Northside FCU Unsecured Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Northside FCU Unsecured Personal Loan legit?
Northside Federal Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Northside Federal Credit Union
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Other Personal Loans from Northside Federal Credit Union
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APR
3.10% - 3.20%
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Amount Range
N/A
Loan Term (Months)
Up to 60
Rating not yet determined
APR
18.00%
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Amount Range
$800
Loan Term (Months)
Up to 12
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