Last Updated: 04/18/2025
Ohio Teamsters Credit Union Home Improvement Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.25%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 120
Ohio Teamsters Credit Union Home Improvement Loans Review
Ohio Teamsters Credit Union Home Improvement Loans is offered by Ohio Teamsters Credit Union, a credit union founded in 1940 and based in Independence, OH. Ohio Teamsters Credit Union Home Improvement Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ohio Teamsters Credit Union Home Improvement Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Ohio Teamsters Credit Union Home Improvement Loans.
- Super long loan terms. Ohio Teamsters Credit Union Home Improvement Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Ohio Teamsters Credit Union Home Improvement Loans Pros & Cons
| Pros | Cons |
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Ohio Teamsters Credit Union Home Improvement Loans FAQ
What interest rates and personal loan terms does Ohio Teamsters Credit Union Home Improvement Loans offer?
Ohio Teamsters Credit Union Home Improvement Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ohio Teamsters Credit Union Home Improvement Loans offer?
Ohio Teamsters Credit Union Home Improvement Loans offers a fixed APR personal loan product that starts at 7.25% APR.
What is the maximum loan term you can get with Ohio Teamsters Credit Union Home Improvement Loans?
Ohio Teamsters Credit Union Home Improvement Loans offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 120 months |
| APR | Starting at 7.25% |
What fees does Ohio Teamsters Credit Union Home Improvement Loans charge?
Does Ohio Teamsters Credit Union Home Improvement Loans charge an origination fee?
Ohio Teamsters Credit Union Home Improvement Loans may charge a personal loan origination fee .
Does Ohio Teamsters Credit Union Home Improvement Loans charge a late fee?
Yes, Ohio Teamsters Credit Union Home Improvement Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does Ohio Teamsters Credit Union Home Improvement Loans charge prepayment fees?
No, Ohio Teamsters Credit Union Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $25.00 |
What do you need to qualify for Ohio Teamsters Credit Union Home Improvement Loans?
Ohio Teamsters Credit Union Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ohio Teamsters Credit Union Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ohio Teamsters Credit Union Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Ohio Teamsters Credit Union Home Improvement Loans report your account activity to credit bureaus?
Yes, Ohio Teamsters Credit Union Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ohio Teamsters Credit Union perform a hard credit pull?
Yes, Ohio Teamsters Credit Union Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ohio Teamsters Credit Union Home Improvement Loans legit?
Ohio Teamsters Credit Union was founded in 1940, it is a well-established company that has been in business for 86 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed
Other Services by Ohio Teamsters Credit Union
Other Personal Loans from Ohio Teamsters Credit Union
Rating not yet determined
APR
Starting at 8.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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