Is Okaloosa County Teachers Land Loans the right fit for you?
Last Updated: 04/18/2025
Okaloosa County Teachers Land Loans
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Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 8.5%(Verified 08/21/2024)
Amount Range
N/A
Loan Term (Months)
60 - 120
Okaloosa County Teachers Land Loans Review
Okaloosa County Teachers Land Loans is offered by Okaloosa County Teachers Federal Credit Union, a credit union founded in 1960 and based in Crestview, FL. Okaloosa County Teachers Land Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Okaloosa County Teachers Land Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Okaloosa County Teachers Land Loans Pros & Cons
| Pros | Cons |
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Okaloosa County Teachers Land Loans FAQ
What interest rates and personal loan terms does Okaloosa County Teachers Land Loans offer?
What interest rates does Okaloosa County Teachers Land Loans offer?
Okaloosa County Teachers Land Loans offers a variable APR personal loan product that starts at 8.5% APR.
What is the maximum loan term you can get with Okaloosa County Teachers Land Loans?
Okaloosa County Teachers Land Loans offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | 60 - 120 months |
| APR | Starting at 8.5% |
What fees does Okaloosa County Teachers Land Loans charge?
Does Okaloosa County Teachers Land Loans charge an origination fee?
Okaloosa County Teachers Land Loans may charge a personal loan origination fee .
Does Okaloosa County Teachers Land Loans charge a late fee?
Okaloosa County Teachers Land Loans does not disclose whether it charges late payment fees.
Does Okaloosa County Teachers Land Loans charge prepayment fees?
No, Okaloosa County Teachers Land Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Okaloosa County Teachers Land Loans?
Okaloosa County Teachers Land Loans does not require or does not disclose a credit score minimum. Okaloosa County Teachers Land Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Okaloosa County Teachers Land Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Okaloosa County Teachers Land Loans report your account activity to credit bureaus?
Yes, Okaloosa County Teachers Land Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Okaloosa County Teachers Federal Credit Union perform a hard credit pull?
Yes, Okaloosa County Teachers Land Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Okaloosa County Teachers Land Loans legit?
Okaloosa County Teachers Federal Credit Union was founded in 1960, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:30AM - 4:45PMTuesday8:30AM - 4:45PMWednesday8:30AM - 4:45PMThursday8:30AM - 4:45PMFriday8:30AM - 5:15PMSaturdayClosed
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Learn MoreSuperMoney Net Recommendation Score
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